Jackie moved to Spain to work for a public relations firm. She had health insurance from her previous employer, but she was surprised to learn that her new employer in Spain did not offer healthcare coverage. When she asked about this, she was told that more than 90 percent of Spaniards use the public healthcare system, which was mostly free. However, her new employer did provide supplementary private health insurance that would allow her to receive quicker care from a private hospital if she desired. Jackie learned that she would be paying 4.7 percent of her salary and her employer would pay 23.6 percent of her salary to the government for health insurance. She was given a Tarjeta Sanitaria Individual health card to prove that she had health insurance. With this, she could get free care at public hospitals and doctors’ offices. However, before seeing a doctor, she would need to register with a local primary care physician and decide whether she would use public or private payment. If she needed to see a specialist, she would need to get a referral from her primary care physician. Jackie was excited to be living in Spain and hoped she would not need to use the healthcare system, but she was glad that she understood it better. 2. What advantage does Jackie gain by having supplemental private health insurance?
Jackie moved to Spain to work for a public relations firm. She had health insurance from her
previous employer, but she was surprised to learn that her new employer in Spain did not
offer healthcare coverage. When she asked about this, she was told that more than 90
percent of Spaniards use the public healthcare system, which was mostly free. However,
her new employer did provide supplementary private health insurance that would allow her
to receive quicker care from a private hospital if she desired.
Jackie learned that she would be paying 4.7 percent of her salary and her employer
would pay 23.6 percent of her salary to the government for health insurance. She was given
a Tarjeta Sanitaria Individual health card to prove that she had health insurance. With this,
she could get free care at public hospitals and doctors’ offices. However, before seeing a
doctor, she would need to register with a local primary care physician and decide whether
she would use public or private payment. If she needed to see a specialist, she would need
to get a referral from her primary care physician.
Jackie was excited to be living in Spain and hoped she would not need to use the
healthcare system, but she was glad that she understood it better.
2. What advantage does Jackie gain by having supplemental private health insurance?
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