Income-Expenditure (USD Million) March 2019 Interest income 113 Interest on loans 100 Interest received from reserve deposits 2 Interest received from banks 7 Interest received from money market transactions Interest received from marketable securities portfolio Other interest income 3 Interest expenses (-) Interest on deposits 84 65 Interest on funds borrowed 9. Interest on money market transactions Interest on securities issued Other interest expenses 2 Net interest income/expenses Net fees and commissions income/expenses Fees and commissions received Fees and commissions paid (-) Divident income Trading income or loss (net) Profit/loss on capital market transactions Profit/losses on derivative financial transactions 29 10 12 1 25 16 Foreign exchange profit/loss 5 Other operating income 20 Gross profit from operating activities Allowances for expected credit losses (-) (TFRS 9 applied) Other provison expenses (-) (TFRS 9 applied) Provision for loan losses (-) (TFRS 9 not applied) Personnel expenses (- ) Other operating expenses (-) Net operating profit/loss Surplus written as gain after merger Profit/losses from equity method applied subsidiaries Net monetory position gain/loss Profit/loss before taxes from continuing operations Provisions for taxes on income from continuing operations (± ) 85 50 11 11 12 12 -1 Net profit/loss from continuing operations Net profit/loss from discontinued operations 11 Net Profit/Losses 11