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How has the cost of small business owners providing healthcare to employees changed since the implementation of the Affordable Care Act ?
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- What government programs are available to cover long-term care expenditures in the United States? How do the government programs affect the demand for private long-term care insurance by families who are currently ineligible for government-financed long-term care insurance?Kindly assist. The advantages of group health insurance offered through the workplace include all EXCEPT which of the following : a) the employee benefits from the fact that the employer often covers the full cost of basics supplementary health coverage. b) the employee benefits from being able to tailor a health insurance plan to fit their exact individual needs. c) the employee benefits from the economies of scale with lower health insurance premiums. d) the employer benefits from healthier employees (less sick days/leave) and better employee retention as a result of offering such a perk.Can the owner of a small business receive unemployment compensation? Explain.
- Which of the following statements regarding the Patient Protection and Affordable Care Act (ACA) is true? Group of answer choices a. The ACA eliminates lifetime limits on total health care insurance payments by insurers. b. The ACA limits the total number of surgeries for the insurers. c. The ACA requires employers to reimburse the cost of hospital stays of the insured. d. The ACA decides the insurance payments for dependents. e. The ACA provides major medical insurance with low deductibles to protect against catastrophic illnesses.Most private insurance companies sell health insurance policies to Multiple Choice families employees non-profit organizations employers individuals who in turn offer them as fringe benefits.Explain the basic elements of the negligence action What is product liability? Can an injured employee sue a coworker? Explain your answer. What is Form CA-1? What is the Federal Black Lung Program? What is Social Security Disability Insurance? Explain the function of Medicare. What is continuation pay? How does a person qualify for Medicaid? What agency is responsible for coordination benefits a person receives on the state and federal level?
- How many social security credits do individuals need to be eligible for retirement, disability, and survivor benefits?Q.Which of the following statement(s) regarding employer health insurance is (are) TRUE? (check all that apply) A. The (Affordable Care ACt) ACA does not force employers to offer health insurance to their employees. B. An employer with 100 employees is subject to a tax penalty if it offers health insurance, but at least one employee buys a policy from an Exchange and receives a tax credit. C. An employer with 75 employees is eligible to a tax credit if it pays at least 50% of the premiums D. An employer with 25 employees will not be subject to tax penalties if it does not offer health insurance to its employees. E.EAn employer with 20 employees is eligible for a partial tax credit if it offers health insurance to its employees (subject to a maximum for the average annual wages).Suppose an employer gives employees an insurance discount based on number of hours of a physical fitness activities. Who benefits from the program? Who is harmed? Is this ethical?
- Which of the type of insurance pays benefits to workers who suffer an injury on the job? Select the correct answer below: deposit insurance pension insurance O workman's compensation insurance none of the aboveWhich of the following situations describes a risk exposure that can be most appropriately insured against with an individual disability income policy? A)A self-employed bookkeeper earns $40,000 a year out of a small office located in her neighborhood, and wants to protect her income. B)A lawyer wants to make sure his business overhead expenses are covered if he becomes disabled. C)A couple with a military retirement income manages a self-storage business, and they are compensated with a place to live that is on the premises of the business. D)An accountant's spouse owns the building in which the accounting office is located. All of the practice’s income is used to pay rent and other business expenses, so the accountant has no compensation from the business.Insurance companies agree to pay medical costs to customers who pay into their health insurance program. One such insurance company offers health insurance to customers aged over 60, without any medical examination, it their family also buys the company's health insurance. Although the cost to the company of offering this insurance to customers above 60 is potentially high, the company still feels confident it will make a profit from this health insurance program. Which of the following assumptions is the company basing its expectations for good results on? The insurance payments made by young customers, who are less likely to make insurance claims, outweighs the costs of medical treatments that have to be paid to customers aged over 60. Familles with more older members have a slightly higher average age than familles with fewer older members. Younger customers are likely to submit medical claims which are substantially lower than medical claims submitted by customers over 60. Many…