Given the personal income tax rates as shown, the average tax rate for an individual with taxable income of $94,200 is percent. Taxable Income Tax Rate $4 9.525 10% 9,526 38,700 12 38,701 82,500 22 82,501 157,500 24

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Market Efficiency

Market efficiency refers to the market's ability to provide investors with all available information about investment options for buying and selling securities. Market efficiency reflects the true value of securities without undervaluing or overvaluing them. When the quality and quantity of information increase, the market becomes more efficient, allowing it to reduce arbitrage and obtain higher market returns from investment. In a well-functioning market, everyone receives all information completely and immediately at no cost. It opens up a plethora of opportunities for investors to access various investment options.