For a $100,000 mortgage for 25 years at a 11.5% rate (monthly payments), find 1) the monthly payment 2) the annual debt service  and constant  =(annual payments divided by loan amount) 3)  the balance outstanding at the end of year 5 40 if 8.685 points are charged, what is the dollar amount actually loaned? 5) if the loan is held for 25 years, what is the yield to the lender?  - hint  -  subtract 8.685% from the $100,000 loan amount and enter as negative PV, then enter the monthly payment amount as pmt, enter 300 as n, and solve for %I (and multiply the answer by 12 to get the annual rate).

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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For a $100,000 mortgage for 25 years at a 11.5% rate (monthly payments), find

1) the monthly payment

2) the annual debt service  and constant  =(annual payments divided by loan amount)

3)  the balance outstanding at the end of year 5

40 if 8.685 points are charged, what is the dollar amount actually loaned?

5) if the loan is held for 25 years, what is the yield to the lender?  - hint  -  subtract 8.685% from the $100,000 loan amount and enter as negative PV, then enter the monthly payment amount as pmt, enter 300 as n, and solve for %I (and multiply the answer by 12 to get the annual rate).  

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