Find the final amount in this retirement account, in which the rate of return on the account and the regular contribution change over time. $200 per month invested at 5%, compounded monthly, for 15 years; then $700 per month invested at 7% compounded monthly for 15 years

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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Find the final amount in this retirement account, in which the rate of return on the account and the regular contribution change over time. $200 per month invested at 5%, compounded monthly, for 15 years; then $700 per month invested at 7% compounded monthly for 15 years

Expert Solution
Step 1

We can calculate the retirement amount with the help of following formulae:

 

=FV (RATE, NPER,PMT)

where,

FV is the future value

Rate- Rate of Interested divided by frequency of payment (5%/12)

NPER- Number of Payment

PMT-Fixed amount

Or

A=P (1+ R/100)N

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