Find the EAR in each of the following cases. (Enter rounded answers as directed, but do not use rounded numbers in intermediate calculations. Use 365 days in a year. Enter your answers as a percent rounded to 2 decimal places (e.g., 32.16).) Stated Rate (APR) 11.50% 14.50 17.50 13.50 Number of Times Compounded Quarterly Monthly Daily Semiannually Effective Rate (EAR) % %

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Effective Interest Rate

The term interest rate can be defined as the amount that is charged by the lender as a percentage on the principal amount. Interest rate which is charged annually is known as annual percentage rate.