Exhibit 12-4 Balance Sheet BANK XYZ ($ millions) Assets   Liabilities Required Reserves $ 30 Checkable Deposits $ 250 Excess Reserves     0 Nontransaction Deps    350 Loans 700 Borrowings      25 Securities  140  Bank Capital     (A) Refer to Exhibit 12-4. How much bank capital does Bank XYZ have (i.e. what dollar amount belongs in blank (A)? Refer to Exhibit 12-4. What is the required reserve ratio?

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Bank Reconciliation Statement

As a commerce student, we all know that every business has to maintain a cash book to maintain all his cash and bank transactions. A cash book is a book which has two columns, one cash column and one bank column.