Customer loans are classified on a Depository Institution (DI)'s balance sheet as Select one: A. liabilities, because the customer may default on the loan. B. assets, because the DI earns servicing fees on the loan. C. assets, because the DI's major asset is its client base. D. assets, because DIs originate and monitor loan portfolios. E. liabilities, because the DI must transfer funds to the borrower at the initiation of the loan.

Essentials Of Investments
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ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
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Chapter1: Investments: Background And Issues
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Customer loans are classified on a Depository Institution (DI)'s balance sheet as

Select one:

A.

liabilities, because the customer may default on the loan.

B.

assets, because the DI earns servicing fees on the loan.

C.

assets, because the DI's major asset is its client base.

D.

assets, because DIs originate and monitor loan portfolios.

E.

liabilities, because the DI must transfer funds to the borrower at the initiation of the loan. 

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