esCongress has enacted a number of regulations that have established criteria for evaluating home loan applicants and mandating disclosures in theorigination of home loans. Which of the following congressional acts requires important disclosures concerning the cost of consumer credit, including thecomputation of the annual percentage rate (APR)?Multiple ChoiceEqual Credit Opportunity Act (ECOA)Truth-in-Lending Act (TILA)Real Estate Settlement Procedures Act (RESPA)ОHome Ownership and Equity Protection Act (HOEPA)

A specific collection of rules and statutes known as consumer protection laws are specifically…

Answered: Congress has enacted a number of…

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