Commercial banks moved heavily into equipment leasing during the early1970s, acting as lessors. One major reason for this invasion of the leasingindustry was to gain the benefits of accelerated depreciation and the investment tax credit on leased equipment. During this same period, commercialbanks were investing heavily in municipal securities, and they were alsomaking loans to real estate investment trusts (REITs). In the mid-1970s, theseREITs got into such serious difficulty that many banks suffered large losseson their REIT loans. Explain how its investments in municipal bonds andREITs could reduce a bank’s willingness to act as a lessor.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
Problem 1PS
icon
Related questions
Question

Commercial banks moved heavily into equipment leasing during the early
1970s, acting as lessors. One major reason for this invasion of the leasing
industry was to gain the benefits of accelerated depreciation and the investment tax credit on leased equipment. During this same period, commercial
banks were investing heavily in municipal securities, and they were also
making loans to real estate investment trusts (REITs). In the mid-1970s, these
REITs got into such serious difficulty that many banks suffered large losses
on their REIT loans. Explain how its investments in municipal bonds and
REITs could reduce a bank’s willingness to act as a lessor.

Expert Solution
trending now

Trending now

This is a popular solution!

steps

Step by step

Solved in 2 steps

Blurred answer
Knowledge Booster
Property Taxes
Learn more about
Need a deep-dive on the concept behind this application? Look no further. Learn more about this topic, finance and related others by exploring similar questions and additional content below.
Similar questions
Recommended textbooks for you
Essentials Of Investments
Essentials Of Investments
Finance
ISBN:
9781260013924
Author:
Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:
Mcgraw-hill Education,
FUNDAMENTALS OF CORPORATE FINANCE
FUNDAMENTALS OF CORPORATE FINANCE
Finance
ISBN:
9781260013962
Author:
BREALEY
Publisher:
RENT MCG
Financial Management: Theory & Practice
Financial Management: Theory & Practice
Finance
ISBN:
9781337909730
Author:
Brigham
Publisher:
Cengage
Foundations Of Finance
Foundations Of Finance
Finance
ISBN:
9780134897264
Author:
KEOWN, Arthur J., Martin, John D., PETTY, J. William
Publisher:
Pearson,
Fundamentals of Financial Management (MindTap Cou…
Fundamentals of Financial Management (MindTap Cou…
Finance
ISBN:
9781337395250
Author:
Eugene F. Brigham, Joel F. Houston
Publisher:
Cengage Learning
Corporate Finance (The Mcgraw-hill/Irwin Series i…
Corporate Finance (The Mcgraw-hill/Irwin Series i…
Finance
ISBN:
9780077861759
Author:
Stephen A. Ross Franco Modigliani Professor of Financial Economics Professor, Randolph W Westerfield Robert R. Dockson Deans Chair in Bus. Admin., Jeffrey Jaffe, Bradford D Jordan Professor
Publisher:
McGraw-Hill Education