Cheryl Wilcox is planning for her retirement, so she is setting up a payout annuity with her bank. She wishes to receive a payout of $1,200 per month for twenty years. (Round your answers to the nearest cent.) (a) How large a monthly payment must Cheryl Wilcox make if she saves for her payout annuity with an ordinary annuity, which she sets up thirty years before her retirement? (The two annuities pay the same interest rate of 8% compounded monthly.)   (b) Find the total amount that Cheryl will pay into her ordinary annuity.   Compare it with the total amount that she will receive from her payout annuity.   Cheryl receives $  _____ more than she paid.

FINANCIAL ACCOUNTING
10th Edition
ISBN:9781259964947
Author:Libby
Publisher:Libby
Chapter1: Financial Statements And Business Decisions
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Cheryl Wilcox is planning for her retirement, so she is setting up a payout annuity with her bank. She wishes to receive a payout of $1,200 per month for twenty years. (Round your answers to the nearest cent.)

(a) How large a monthly payment must Cheryl Wilcox make if she saves for her payout annuity with an ordinary annuity, which she sets up thirty years before her retirement? (The two annuities pay the same interest rate of 8% compounded monthly.)
 
(b) Find the total amount that Cheryl will pay into her ordinary annuity.
 
Compare it with the total amount that she will receive from her payout annuity.
 
Cheryl receives $  _____ more than she paid.
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