Case 2 There is a FOB contract under which the buyer has applied to the insurance company for warehouse to warehouse clause against all risks. When the goods were transported from the seller's warehouse to the loading dock, the risk loss within the coverage occurred. Afterwards, the seller requested the insurance company to make compensation with the “warehouse to warehouse clause” contained in the policy, but it was rejected. Later, the seller asked the buyer to claim compensation from the insurance company in the name of the buyer, but it was also rejected. Question:Why did the insurance company refuse to compensate the seller and the buyer? Full explanation

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Case 2 There is a FOB contract under which the buyer has applied to the insurance company for warehouse to warehouse clause against all risks. When the goods were transported from the seller's warehouse to the loading dock, the risk loss within the coverage occurred. Afterwards, the seller requested the insurance company to make compensation with the “warehouse to warehouse clause” contained in the policy, but it was rejected. Later, the seller asked the buyer to claim compensation from the insurance company in the name of the buyer, but it was also rejected. Question:Why did the insurance company refuse to compensate the seller and the buyer? Full explanation

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