Karen is on the highway headed home from Toronto. Traffic is moving slowly and she sees that an accident is the cause of the slow down. As she gets up to the scene, she notices debris and car parts all over the highway. She panics realizing she will have no choice but to drive over it. As a result, her front tires blow out and she fears damage has been done to the underside of her vehicle as well. How would Karen's insurer typically assess this loss? Comprehensive claim, as she did not hit another auto. Collision claim, as it was a single vehicle, At Fault claim. Collision claim, as it was a single vehicle. Not at Fault claim. Liability claim, as it is the third party's fault for the debris on the road.
Q: Does a small deductible clause in a policy make the property owner more or less likely to take…
A: An insurance deductible is an amount spent before starting the insurance policy each year. The…
Q: Your insured lives in an apartment but takes a temporary position in another city and must store…
A: The correct answer is:OB) insurer cannot cancel the policy mid-term and must remain at risk until…
Q: Given the circumstances that have been presented to you, what do you do?
A: The given case study is the matter of criminal offence when anyone suspects a person with some…
Q: As a result of a machine error in a Nestle manufacturing facility, one batch of its apple juice was…
A: Implemented in 1986, the Consumer Protection Act offers simple and prompt recourse for consumer…
Q: A copayment is a shared medical expense between a parent and child the insured and the medical…
A: The question is asking to identify the parties involved in a copayment, which is a common feature of…
Q: A Florida homeowner who wishes to sue his homeowner's insurance company must provide the company…
A: Insurance can be described as a contractual agreement b/w an individual and a company where the…
Q: Susan owns and operate a food processing factory in New Territories Hong Kong. Susan bought worker’s…
A: We can say that where a type of employer’s liability policy, it can be packaged with workers'…
Q: CASE STUDY 4: JOSE'S AUTHENTIC MEXICAN RESTAURANT "Two bean tacos, a chicken burrito grande, and a…
A: 1. Quality at this restaurant (like any other) should be defined by the quality of food, customer…
Q: nd leaves Roger in the photocopy room while the photocopier cools down. While waiting, Roger flips…
A: Personal information files need to be kept safe and guarded against theft, loss, misuse, and…
Q: An individual health insurance policy contains a Change of Occupation provision. If the insured…
A: The question is asking about the possible actions an insurance company can take if an insured…
Q: Identify and discuss the various forms of product liability. What are some ways that a business can…
A: Product liability refers to the legal obligation that manufacturers, distributors, and sellers bear…
Q: Cold Cuts Ltd is a company supplying frozen foods to retail outlets. On one occasion, the…
A: Cold Cuts Ltd is a company engaged in supplying frozen foods to retail outlets. In a specific…
Q: Is a no-fault adjudication also called strict liability?
A: Detailed explanation: No, a no-fault adjudication and strict liability are distinct legal…
Q: Discuss the concept of punitive damages. What is the purpose of this form of damages? Is it…
A: Punitive damages play a crucial role in the legal system by serving as a powerful tool to deter and…
Q: Which one (1) of the following statements is true about coverage for loss or damage caused by an…
A: Insurance is a type of contract in which the insurer re-imburses the poilyc holders of the financial…
Q: Nintendo's "Wii" video game system features games with simulation of tennis and boxing. To play the…
A: In this case, players who were injured while playing Nintendo's Wii video game system brought a…
Q: Having read Chapters 4 and 7 of the book The Black Swan, briefly – explain the concepts of the…
A: The concepts of the Turkey and Bleed or Blow up are both discussed in the book "The Black Swan" by…
Q: Current procedures and policies concerning liability at Dell
A: 1. Product LiabilityQuality Control: Dell employs rigorous first-class manage measures all through…
Q: What sources might the court consider when interpreting the statute in question? [See: Rome v.…
A: Below is the solution:-
Q: Which one (1) of the following is the "lessor" of a building? OA) It is the owner who rents to a…
A: Note: As per bartleby guidelines in case multiple questions are asked by the students then the…
Q: The promises of the insurer are found in the insurance policy. True, False When the insurer is…
A: The terms and conditions of coverage for specific hazards are outlined in insurance policies, which…
Q: Jose purchased a second-hand riding lawnmower from the manufacturer, ABC Inc. Before using the…
A: The objective of the question is to determine whether ABC Inc. owes a duty of care to Jose, whether…
Q: Describe the correct use of any equipment used to protect the health and safety of themselves and…
A: Work hardware is any apparatus, machine, contraption, instrument or establishment for use at work…
Q: A transit officer sees a 2-year-old child walking along the edge of a train station by herself. The…
A: The outcome of the parents' lawsuit against the officer and the city will be determined by several…
Q: Arvo Lake, a retired 71-year-old man, bought an air conditioner in May. The unit was installed and…
A: The term breach of warranty can be defined as a legal concept that establishes that the seller,…
Q: A long-time patient of Dr. Jones was admitted to the ICU. She was unable to respond and was having…
A: Below is the solution:-
Q: xplain the process of identifying hazards and maintaining a risk register to keep track of them.
A: Hazards refer to potential sources of harm or danger, while risk refers to the probability of harm…
Q: Question 1 Wk06.Contract.The Jersey #1. Dowodu was a football player with a national football team…
A: In the dynamic world of professional sports, where jersey numbers hold both symbolic and personal…
Step by step
Solved in 3 steps
- A gang of thieves rob money from a bank. One of the bank employees clicks on the police alarm and they are on their way. When the gang starts escaping on their bikes, a student passing by on a bike sees them and starts following and filming them from his phone. Soon the police catch up with the gang and starts firing when they do not stop after several warnings. Their race on the roads of the city is no less than a filmy scene. The thieves are damaging everything that comes on their way. They even injured a small child playing football on the playground. Suddenly, one of the thieves falls off from his bike and is badly injured. One of the policemen immediately comes near him and shoots him on his forehead in a fit of rage. All of this is filmed by that student on his phone. He then goes to a news channel to sell this video. Questions: the policeWas it ethical or unethical? Give reasons for your answer.In April 2022, as part of its strike settlement, Warbucks, Inc. replaces its 50-year-oldfurnace at the State Red factory. Rather than throw out the malfunctioning machineWarbucks, Inc. sells the old furnace to the Poor Farm Orphanage for $175. WarbucksInc. recognizes a $175 gain on the fully depreciated furnace. State Red utilizes the so-called "transactional theory", and State Pink utilizes the so-called "functional theory*when distinguishing between business income and non-business income. (Please notethat Oliver Warbucks is a kind person-every Christmas Eve he visits the orphanageand reads passages from Atlas Shrugged to the kids.)26. Which of the following answers is accurate?:a. The gain will be at least partially or fully taxable in State Red but nottaxable in State Pink.b. The gain will be at least partially or fully taxable in State Pink but nottaxable in State Red.c. The gain will be at least partially or fully taxable in States Pink and Red.d. The gain will not be taxable in…An individual who has liability, medical payments, uninsured motorist, other than collision, collision, crashed into a flower shop. Damage to the shop would be paid under which coverage? A- collision coverage B- uninsured motorist C- medical payments D- liability
- The Case: Ben purchased a used Laptop from Smart store during the sales period. He asked the salesperson, Rodny, if the Laptop had ever been damaged. Rodny (the salesperson) had never seen the Laptop before that morning and knew nothing of its history but quickly answered Ben’s question by stating: ‘No. It has never been damaged’. In fact, the Laptop had been seriously damaged previously and, although repaired and bought during the sales, it was worth much less than the value Ben had paid. When Ben learned the truth, he wanted to return the Laptop. Smart store replied that he cannot do that because they have a legally binding agreement and as per the agreement the items purchased during the sales cannot be returned. Questions: A) Does the behavior of the salesperson, Rodny, constitute deception? If it constitutes deception please precise which type of deception and explain in detail all the elements of the type of deception selected. B) Decide, based on the analysis made under…Discuss the concept of strict liability. Should this be applicable to businesses in product liability cases? Is this fair? What if a business is extremely cautious and yet a person is injured by the product? Why would it make sense to hold the business (who was not negligent) liable?Should FedEx be liable for the alleged loss of valuable rare coins when FedEx did not know what the package contained. Rykard v. FedEx Ground Package System.
- A pilot for a private jet stops for refueling in San Antonio. Topper Fuels offers him a case of premium Tequila to refuel with them (a total retail value of $423 to the pilot). For refueling, inspections, and minor repairs, Topper charges $2,900, over $400 more than the least expensive fuel company. What has happened to the company that owns the private jetPacific Southern Airlines (PSA) had an unhappy customer. Cynthia Mercier-Walters flew from Philadelphia, Pennsylvania, to Phoenix, Arizona. The flight stopped briefly at Hartsfield-Jackson Atlanta International Airport, where she got off the plane for half an hour. When she returned to her seat, her $400 prescription reading glasses were gone. She asked the flight attendant where the glasses were, and the attendant said they probably were thrown away since the cleaning crew had come in with big bags and tossed everything in them. Ms. Mercier-Walters tried to locate the glasses through the airline’s lost-and-found service, but she failed. Then she wrote a strong letter to the airline demanding reimbursement for the loss. She felt that it was obvious that she was returning to her seat. The airline, however, knows that an overwhelming number of passengers arriving at hubs switch planes for their connecting flights. The airline does not know who is returning. What’s more, flight attendants…13. Sam Fraser, 24 years of age and single, possesses a two-year-old vehicle which he drives to work (a distance of 7(1/2) miles, full circle). He keeps the vehicle in 03 region, and has had one auto crash during the previous three years. What amount would Sam save money on a mix of $100-deductible impact and thorough inclusion on the off chance that he drove a vehicle delegated image 1 instead of as image 5? We don't know whether Sam has had driver preparing.
- Nick had just finished his shift at work and was just about to drive home when he received a telephone call from his girlfriend. She sounded worried because she thought that someone was trying to break into their flat. Nick rushed home, driving at 45mph in a 30mph zone. When he pulled into the parking lot, Nick saw Bill running away from the building carrying what looked like a laptop. Nick chased after Bill and when he caught up with him, he punched him very hard, leaving him unconscious. Bill later recovered but spent some time in hospital receiving treatment for his injuries. Advise Nick of any criminal offences that he may have committed and any defences that he may have? Please consider the elements of the crimes committed. Nick is tried for his crime(s) in the Crown Court. Explain the role of the Crown Court in criminal proceedings including considering the role of the jury, any rights of appeal and the sentences that may be applied.A warehouse checks its inventory at the end of the month and finds a shortage of merchandise If there has been no evidence of a break-in, the type of shortage is described as: a.larceny b.burglary c.extortion d. mysterious disappearancRajiv, an Indian Master on board a Merchant Ship discovered a stowaway onboard mid- way through his voyage to Europe. Rajiv decided to put the stowaway to work as a way of “paying for his trip” so far. Advise Rajiv of the proper procedures to take after a stowaway has been discovered and the consequences of his actions.