Bobbi​ Hilton, 62, is considering the purchase of a 77​-year ​long-term care policy. If nursing home costs average ​$7 comma 3907,390 per month in her​ area, how much could she have to pay​ out-of-pocket for 77 years without​ long-term care​ insurance? What can Bobbi do to reduce the cost of this​ coverage?       Question content area bottom Part 1 The amount Bobbi would have to pay​ out-of-pocket for 77 years of nursing home costs without​ long-term care insurance is ​$620760620760. ​(Round to the nearest​ dollar.) Part 2 To lower the cost of​ long-term care​ insurance, Bobbi​ can:  ​(Select all the choices that​ apply.)     Select a longer waiting period​ (time between nursing home admission and payment of benefits by the insurance​ company.)   Buy a​ long-term care policy as soon as possible before costs increase due to advancing age.   Cover the costs of nursing home care through a combination of​ self-insurance (if she can afford​ it) and​ long-term care insurance.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
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Bobbi​ Hilton, 62, is considering the purchase of a
77​-year
​long-term care policy. If nursing home costs average
​$7 comma 3907,390
per month in her​ area, how much could she have to pay​ out-of-pocket for
77
years without​ long-term care​ insurance? What can Bobbi do to reduce the cost of this​ coverage?
 
 
 

Question content area bottom

Part 1
The amount Bobbi would have to pay​ out-of-pocket for
77
years of nursing home costs without​ long-term care insurance is
​$620760620760.
​(Round to the nearest​ dollar.)
Part 2
To lower the cost of​ long-term care​ insurance, Bobbi​ can:  ​(Select all the choices that​ apply.)
 
 
Select a longer waiting period​ (time between nursing home admission and payment of benefits by the insurance​ company.)
 
Buy a​ long-term care policy as soon as possible before costs increase due to advancing age.
 
Cover the costs of nursing home care through a combination of​ self-insurance (if she can afford​ it) and​ long-term care insurance.
 
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