Based on the following information of mortgage choices, identify NOT properly priced mortgage(s) Actual Actual cost for cost for Mortgage Choice Rate Points holding holding 30 years 1 year a 4.5% 0 4.61% 5.82% b 4.75% 1 4.69% 6.91% с 4.0% 0.5 4.15% 5.80% d 3.5% 3 3.85% 8.09%

Q: A)   _____ is a market in which existing mortgages are bought and sold   Select one:   a.…

A: It is a market where mortgage loans and service rights are bought and sold. If the mortgage loans…

Q: Total project value ($) Debt Option Loan-to-value Rate (%) Interest only period (years) Amortization…

A: OptionProject ValueLoan %Loan AmountAnnual Interest rateAmortisation…

Q: What is a mortgage pay-through bond (MPTB)?

A: Mortgage Pay-through bond: MPTBs (Mortgage Pay-through bonds) are delivered in contradiction of…

Q: What are the common requisites of contract of pledge and mortgage?

A: pledge  a serious promise or agreement to do or not do something: a pledge of assistance; a vow not…

Q: Explain Second Mortgages and Shorter Maturities?

A: It is a type of mortgage loan which is similar to a mortgage loan which is tenable by a borrower's…

Q: Who are the parties to the contract of pledge and contract of mortgage?

A: Pledge is a formal promise or agreement while Mortgage is a type of loan that's used to finance…

Q: Consider the mortgage term PITI. What do the last two letters stand for? title insurance taxable…

A: Many mortgage lenders estimate PITI for the insured person before they decide whether he qualifies…

Q: Explain Mortgage passthrough securities (MPTs)?

A: Answer: One form of mortgage backed securities is a pass through security. Mortgage securities allow…

Q: How can i get the best mortgage rates ?

A: A mortgage rate is an interplay of various quannd qualitative factors. In order to get the best…

Q: 3. Distinguish the primary mortgage market from the secondary mortgage market

A: A mortgage is a contract between lender and borrower, under which the lender has a right on the…

Q: When might a borrower want to have another party assume his liability under a mortgage loan?

A: There are basically two conditions when a borrower might want to have a third party:

Q: how can a lease fee estate have a value that can be transferred to another party?

A: Lease fee Estate: Properties held by a single individual and rented out for a specific amount of…

Q: Explain the influence of the pricing of a mortgage pass-through security?

A: The bond prices of a mortgage pass through security are influenced by: Change in interest rate:…

Q: Explain Mortgage-Equity Approach?

A: Mortgage-Equity Approach: It has advanced for quite a while. It is a numerical technique, in view of…

Q: s a loan is paid down the homeowner aspires to having a market value which is more than the price…

A: Loans are paid by the monthly payments that carry the payment for interest and payment for mortgage…

Q: default risk of comm

A: Commercial real states are the types of loans in which independent lenders, banks, etc are actively…

Q: ect the le

A: Introduction : In simple words, leasing refers to the phenomenon under which an one entity use the…

Q: What is private mortgage insurance?  How does it work to protect a lender from risk?   What are the…

A: Since you have asked multiple questions, we will solve the first question for you. If you want any…

Q: Which of the following types of interest is not deductible? a.Qualified mortgage interest on…

A: Deductible interest is the amount of interest on qualified mortgage or loans which are deductible in…

Q: Discuss mortgage life insurance vs life insurance

A: Insurance - Insurance are the facility provided by the insurance company to secure the financial…

Q: Explain the difference between conventional mortgages, reverse mortgages, and second mortgages.

A: Difference between Conventional mortgage ,reverse mortgage , second mortgage Mortgage Mortgage is a…

Q: What is difference between lease method and installment method?

A: Lease:   It is an agreement between an owner of an asset (Lessor) and a tenant (lessee) where the…

Q: Explain constant amortizing mortgage (CAM)?

A: It is otherwise called an amortizing mortgage, is one where the principal and monthly interest…

Q: Give an example of a real estate mortgage and chattel mortgage. What are the obligations being…

A: The term mortgage refers to the loan taken by an individual for which the individual has put some…

Q: Explain the term Mortgage-Equity Capitalization?

A: The mortgage equity capitalization technique is not a technique which is that commonly used. However…

Q: Explain the difference between a buyer assuming the mortgage and a buyer taking title “subject to”…

A: The buyer assuming the mortgage: The buyer assuming the mortgage means the purchaser takes on…

Q: How can be Mortgage Transfer to a New Owner?

A: Assumable mortgage refers when a mortgaged property is sold along with the loan. Buyer in this case,…

Q: Select a common type of debt instrument used for housing loan from the following. a. None b.…

A: Housing loans are very common types of loans in which house become collateral till loan is paid.

Q: What are the various types/methods of mortgages.

A: The various types of mortgages as follows: Fixed rate mortgage:  In a fixed rate mortgage, the money…

Q: Define the Convertible Mortgages with example?

A: A convertible mortgage is a loan which starts as an adjustable rate mortgage and can be changed into…

Q: What are the three 'C's' of mortgage underwriting?  What is one way in which each of the 'C's' is…

A: When you buy house than you need loan for home but there is need of down payment also and remaining…

Q: Explain Hybrid and Mortgage REITs?

A: Introduction: REITs enables a corporation to buy a real estate property using the collective…

Q: Describe some of the motives and mistakes made by the mortgageoriginators?

A: The mortgage broker did not fix a target. Without a clear aim for the year, couriers can transfer…

Q: Explain The Federal Home Loan Mortgage Corporation?

A: Federal Home Loan Mortgage Corporation is a private corporation which is established with the…

Q: Which are the Some covenants that may be included in the mortgage document?

A: Covenants is a contract specifying the rules and regulations between the borrower and sender.…

Q: ssible analysis that determine whether the clients will be able to repay the loan and interests in…

A: When granting loans it is necessary to do the analysis of client whether he will be able to pay back…

Q: What is the secondary mortgage market? List three reasons why it is important?

A: Secondary market: Secondary market is defined as a place where purchase and sale of securities is…

Q: Explain Mortgage pass-through securities (MPTs)?

A: Mortgage pass through securities are also known as pass through securities are mortgage backed…

Q: Differentiate between a fixed-rate mortgage and avariable-rate mortgage.

A:

Q: Explain Acquiring Title “Subject to” a Mortgage?

A: Utilizing any real estate or property as a surety for obtaining any kind of loan is known as a…

Q: Explain the mortgage bond.

A: Mortgage bonds are type of corporate bonds. Businesses issue corporate bonds, which normally have…

Q: Give typing answer with explanation and conclusion Which one is better: Choosing mortgage with…

A: When choosing a mortgage, homebuyers often face the decision of whether to opt for a mortgage with…

Q: hy is mortgage is non-current liabilities

A: Mortgage are said to be generally loans that are issued by the company as a result of which it is a…