Ashley Diamond of Estes Park, Colorado, drives an eight-year-old Toyota valued at $9,800. She has a $74,000 personal automobile policy with $8,000 per-person medical payments coverage and both collision ($200 deductible) and comprehensive coverage. David Smith of Loveland, Colorado, drives a four-year-old Chevrolet Malibu valued at $9,000. He has a 25/50/15 family automobile policy with $21,000 in medical payments coverage and both collision ($100 deductible) and comprehensive insurance. Late one evening, while he was driving back from Rocky Mountain National Park, David's car crossed the centerline of the road, striking Ashley's car and forcing it into a ditch. David's car also left the road and did extensive damage to the front of a roadside store. The following table indicates the damages and their dollar amounts: Item Amount Bodily injuries suffered by Ashley $ 7,000 Bodily injuries suffered by Fran, a passenger in Ashley's car 28,878 Ashley's car 9,800 Bodily injuries suffered by David 3,000 Bodily injuries suffered by Cecilia, a passenger in David's car 12,810 David's car 9,000 Damage to the roadside store 14,123 1. How much will David's bodily injury liability protection pay? 2. How much will David's property damage liability protection pay? 3. How much will David be required to pay out of his own pocket?
Ashley Diamond of Estes Park, Colorado, drives an eight-year-old Toyota valued at $9,800. She has a $74,000 personal automobile policy with $8,000 per-person medical payments coverage and both collision ($200 deductible) and comprehensive coverage. David Smith of Loveland, Colorado, drives a four-year-old Chevrolet Malibu valued at $9,000. He has a 25/50/15 family automobile policy with $21,000 in medical payments coverage and both collision ($100 deductible) and comprehensive insurance. Late one evening, while he was driving back from Rocky Mountain National Park, David's car crossed the centerline of the road, striking Ashley's car and forcing it into a ditch. David's car also left the road and did extensive damage to the front of a roadside store. The following table indicates the damages and their dollar amounts:
| Item | Amount | |
| Bodily injuries suffered by Ashley | $ 7,000 | |
| Bodily injuries suffered by Fran, a passenger in Ashley's car | 28,878 | |
| Ashley's car | 9,800 | |
| Bodily injuries suffered by David | 3,000 | |
| Bodily injuries suffered by Cecilia, a passenger in David's car | 12,810 | |
| David's car | 9,000 | |
| Damage to the roadside store | 14,123 | |
1. How much will David's bodily injury liability protection pay?
2. How much will David's property damage liability protection pay?
3. How much will David be required to pay out of his own pocket?
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