Andrew has an annuity that pays 4.4% annual interest compounded monthly and at the end of each month he will deposit $460 into the account. What will the value, of the account be at the end of 30 years? How much interest will he have earned? Give your answers to the nearest cent.

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Market Efficiency

Market efficiency refers to the market's ability to provide investors with all available information about investment options for buying and selling securities. Market efficiency reflects the true value of securities without undervaluing or overvaluing them. When the quality and quantity of information increase, the market becomes more efficient, allowing it to reduce arbitrage and obtain higher market returns from investment. In a well-functioning market, everyone receives all information completely and immediately at no cost. It opens up a plethora of opportunities for investors to access various investment options.