Alson's Properties is a local Real Estate developer which sells high end subdivision lots. Iconic projects of there are Ladislawa, and Laz Terazas. Suppose you want to purchase a lot on their new projectcalled Northtown priced at 25,000 php per sq.m. located in Mandug, how much will be your total monthly amortization payments if you were to purchase a 200sq. m. lot at an interest rate of 5% compounded monthly if the payment period is good for 20 years at 0% down payment. How much more will it be if you consider an additional 12% VAT and 200,000 transfer fee for the purchase?

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Mortgages

A mortgage is a formal agreement in which a bank or other financial institution lends cash at interest in return for assuming the title to the debtor's property, on the condition that the obligation is paid in full.

Mortgage

The term "mortgage" is a type of loan that a borrower takes to maintain his house or any form of assets and he agrees to return the amount in a particular period of time to the lender usually in a series of regular equally monthly, quarterly, or half-yearly payments.