Albert purchased a house for $1,500,000 fifteen years ago. He put 30% down and financed the balance by a 20-year real estate mortgage at 6%, convertible monthly. Albert decides to pay the remaining loan balance in full by a single payment together with the installment just due. Find the prepayment penalty, which is one-third of the lender’s interest loss.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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Albert purchased a house for $1,500,000 fifteen years ago. He put 30% down
and financed the balance by a 20-year real estate mortgage at 6%, convertible
monthly. Albert decides to pay the remaining loan balance in full by a single
payment together with the installment just due. Find the prepayment penalty,
which is one-third of the lender’s interest loss.

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