a. Westpac offers a personal loan that will require you to pay 9.75% per annum, compounded rate charged by the bank? (round the final outcome to 2 decimal places) b. Lord Ledger wishes to leave a provision in his will that $64,000 will be paid annually in perpetuity to the Salvation Army. How much must he provide in his will for this perpetuity if the interest rate is 8.65% per annum? (round the final outcome to 2 decimal place) how workings Silicon Valley Bank (SVB) failed after a bank run in March 2023, marking the third-largest bank failure in United States history. Using e bond theorem, briefly explain how the interest rate rise helped trigger its collapse.