A SMART goal is specific, making, actionable, relative, timely. significant, making, actionable, relative, timely. specific, measurable, attainable, realistic, time frame–specific.
Master Budget
A master budget can be defined as an estimation of the revenue earned or expenses incurred over a specified period of time in the future and it is generally prepared on a periodic basis which can be either monthly, quarterly, half-yearly, or annually. It helps a business, an organization, or even an individual to manage the money effectively. A budget also helps in monitoring the performance of the people in the organization and helps in better decision-making.
Sales Budget and Selling
A budget is a financial plan designed by an undertaking for a definite period in future which acts as a major contributor towards enhancing the financial success of the business undertaking. The budget generally takes into account both current and future income and expenses.
A SMART goal is
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specific, making, actionable, relative, timely.
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significant, making, actionable, relative, timely.
- specific, measurable, attainable, realistic, time frame–specific.
A budget is a way of
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tracking expenditures and making sure you spend it on what is important to you.
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making sure that most of your income is spent on rent, food, and other necessities.
- tracking expenditures and limiting them as much as possible.
What should you do first if you realize your expenses exceed your income?
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Have a weekly game night with friends.
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Identify ways to make cuts.
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Start saving.
All of the following choices are good ways to avoid credit card debt EXCEPT
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paying off your entire credit card balance each month.
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making minimum monthly payments within the grace period.
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using your credit card only when necessary.
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Stop using your credit cards and start paying off the debt.
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Wait until you have enough money saved that you can eliminate the debt in one payment.
- Try to transfer your balance to a card with a lower APR.
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