A recent college graduate buys a new car by borrowing $18,000 at 6%, compounded monthly, for 4 years. She decides to pay $448 instead of the monthly payment required by the loan. (a) What is the monthly payment required by the loan? (Round your answer to the nearest cent.) $ How much extra did she pay per month? (Round your answer to the nearest cent.) $ (b) How many $448 payments will she make to pay off the loan? (Round your answer up to the next whole number.) payments (c) How much does she pay in total over the life of the loan by paying $448 per month rather than the required payment? $ If instead of paying $448 per month she only paid the required payment every month, how much would she have paid in total over the life of the loan? (Round your answer to the nearest cent.) $ How much will she save by paying $448 per month rather than the required payment? (Round your answer to the nearest cent.) $

FINANCIAL ACCOUNTING
10th Edition
ISBN:9781259964947
Author:Libby
Publisher:Libby
Chapter1: Financial Statements And Business Decisions
Section: Chapter Questions
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A recent college graduate buys a new car by borrowing $18,000 at 6%, compounded monthly, for 4 years. She decides to pay $448 instead of the monthly payment required by the loan.
(a) What is the monthly payment required by the loan? (Round your answer to the nearest cent.)
$

How much extra did she pay per month? (Round your answer to the nearest cent.)
$

(b) How many $448 payments will she make to pay off the loan? (Round your answer up to the next whole number.)
payments

(c) How much does she pay in total over the life of the loan by paying $448 per month rather than the required payment?
$

If instead of paying $448 per month she only paid the required payment every month, how much would she have paid in total over the life of the loan? (Round your answer to the nearest cent.)
$

How much will she save by paying $448 per month rather than the required payment? (Round your answer to the nearest cent.)
$
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