A new user wants to access their account information on a bank's website. Considering the privacy implications to the individual, what would be the preferred method utilizing multi-factor authentication to validate the user's identity, in addition to using a complex password?     A.  Authentication by creating a voice print of the user to automate identity validation. B. Send a One Time Passcode to the email address registered as the account username. C. Verification against a user's device details, location and other known behavioral attributes D. Requesting 3 different characters from the answer to a common question (such as favorite place) previously provided by the user.   Please help with the justification

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