A group of students were asked if they carry a credit card. The responses are listed in the table. Class Credit Card Carrier Not a Credit Card Carrier Total Freshman 15 45 60 Sophomore 11 29 40 Total 26 74 100 If a student is selected at random, find the probability that he or she owns a credit card given that the student is a sophomore. Round your answer to three decimal places. O A. 0.725 OB. 0.275 OC. 0.110 OD. 0.423

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