A friend of yours has just purchased a house and has takenout a $50,000, 11 percent mortgage, payable at $476.17per month. After making the first monthly payment, hereceived a receipt from the bank stating that only $17.84of the $476.17 had been applied to reducing the principalamount of the loan. Your friend computes that, at the rate of$17.84 per month, it will take over 233 years to pay off the $50,000 mortgage. Do you agree with your friend’s analy-sis? Explain.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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A friend of yours has just purchased a house and has taken
out a $50,000, 11 percent mortgage, payable at $476.17
per month. After making the first monthly payment, he
received a receipt from the bank stating that only $17.84
of the $476.17 had been applied to reducing the principal
amount of the loan. Your friend computes that, at the rate of
$17.84 per month, it will take over 233 years to pay off the

$50,000 mortgage. Do you agree with your friend’s analy-
sis? Explain.

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