4. Clare borrowed money from a bank that charges interest at 10% compounded quarterly. She agreed to pay the principal and interest by 36 equal payments of Php 7,000 at the end of each three months. How much did Clare borrow?

Q: Joshua borrowed $1,400 for one year and paid $70 in interest. The bank charged him a service charge…

A: Principal Amount = p = $1400Interest = i = $70Service Charges = sc = $12Number of Payment = n = 12

Q: Ife deposits $200 in an account paying a nominal interest rate 9.800% compounded quarterly. Muhammad…

A: The FV of an investment refers to the combined value of the investment's cash flows at a particular…

Q: Michael Perez deposited a total of $3000 with two savings institutions. Bank A pays interest at the…

A: Total amount deposited = $3,000Bank ALet Amount deposited in Bank A be P.Annual interest rate = 6%…

Q: Bryan received a loan of $42,000 from the bank at 3.25% compounded monthly. If she had to repay $350…

A: Given that: Interest rate r = 3.25% per year = 0.2708% per month Period n =3 year= 36 months…

Q: Carla borrowed $1049.00 from the Central Bank at 8.5% per annum calculated on the monthly unpaid…

A: The complete repayment schedule for the loan is shown in the table above. The loan is paid off in 5…

Q: Looking for steps on how to solve it using: y=p(1+r/n)^nt

A: Introduction Future Value The value derived for the money invested today, based on the time value…

Q: Jane requested a loan from a bank amounting to P186,980 to continue her small business. But she only…

A: A loan is an arrangement in which borrower receives money from the lender which is to be repaid…

Q: Brett purchased a machine for $22,500 for his company. He paid 5.00% of this amount as a down…

A: An amortization schedule is created to understand the breakdown of the loan payments and to find out…

Q: Melisandre deposits $500 in an account paying an effective monthly interest rate 0.62708%. Kobe…

A: Present Value:  The present value (PV) is the present sum of the future payments. The future…

Q: Rosa borrowed P32297 from a bank at 11.93% simple interest for 3 years and 6 months. How much did…

A: Simple interest refers to the interest that does not take into account the factors of compounding.…

Q: Caroline borrowed $1,500.00 at 9.00% p.a. She wants to settle this loan with 2 equal payments, one…

A: A loan is a sort of debt that is taken on by an individual or another institution. The lender, which…

Q: Owen borrowed $28,500 at 9% compounded monthly to buy a car. The loan will be repaid with equal…

A: The loan schedule gives information to the lender and borrower about the loan payments due and the…

Q: A friend of yours borrows $19,500 from the bank at 8% annually to be repaid in 10 equal annual…

A: Accumulated interest paid:Accumulated interest paid is the comprehensive sum of interest accrued and…

Q: Vanessa initially borrowed $6,400 from RBC Bank at 3.64% compounded semi-annually. After 4 years she…

A: The future value function can be used to determine the future value of a sum at a given discount…

Q: Rahma borrowed OMR 600 at the rate of 12% from Bank Dhofar for 6 years. Find the interest she will…

A: Given taht, Loan amount = OMR600 Rate of interest = 12% Number of year for which loan has taken =…

Q: Abigail received a loan of $41,000 from the bank at 5.75% compounded monthly. If she had to repay…

A: Using Excel

Q: CJ borrowed from a bank at 3.34% compounded semi-ann $1,049 at the end of every six months for 7…

A: The periodic payments are paid to pay the loan and these periodic payments carry the payment for…

Q: Shelley borrowed $1022.00 from the Merchant Bank at 8.6% per annum calculated on the monthly unpaid…

A: The loan repayment will consists of the interest payment and principal payment. If the loan is…

Q: Angela's Riunning Store borrowed S12,000 ón June Ist át å sifmple repay the loan with payments of…

A: Loan repayment schedule is the schedule made for making the payment including the information such…

Q: how much money is requested from the bank if the simple interest rate is 9.766% a. 36,857.114 b.…

A: Simple interest refers to the amount paid by the borrower to bank on the amount borrowed at a fixed…

Q: Joaquin deposits $400 at the end of each month into his bank account. The bank account pays 13.2%…

A: The difference between the future value and present value of money refers to the concept of the time…

Q: nifer deposited $54,000 at Bank of America at 20% interest compounded quarterly. a) What is the…

A: In this we need to find out the effective annual rate.

Q: Is. Kim borrowed an amount from ne principal at the end of 9 months iscount is 13.73%, what is the…

A: In this we have to find out the future value of amount. Principal amount=P 1340 Discount rate=13.73%…

Q: Assume that Louisa carried an average balance of $1,000 from her credit card purchases over the past…

A: Interest charges are the amount of cost and charges paid for the amount borrowed either for personal…

Q: months, Paola has deposited $1,000 every two weeks in a bank that pays 0.5% compounded bi-weekly on…

A: Future value money is the amount of deposit done and plus amount of interest accumulated over that…

Q: please solve last part.     Eddie borrows $1000. To repay the amount she makes 12 equal monthly…

A: The main two components of Mortgage payments are principal and interest. The principal is the amount…

Q: Lexi took out a loan from a loan shark with an interest rate of 5% bi-monthly, compounded…

A: Interest rate = 5% bi-monthly compounded semi-monthly Which means the interest rate is 5% every 2…

Q: Trina Alcala deposited $1,950 in a new credit union savingsaccount on the first of the quarter. The…

A: To calculate the amount in Trina's account at the end of 6 months, we need to use the following…

Q: Mr. Bacani borrowed money from the bank. He received from the bank P1,842 and promised to repay…

A: PRESENT VALUE Present Value is the Current Value of Future Cash Flows at a Discounting Rate.…

Q: Sandy just received her annual bank statement. Exactly one year ago, she deposited $10,000 in a…

A: Future value is that amount which is received by the investor after a fixed period of time. If we…

Q: 1. Lynn deposits $683.09 at the beginning of each quarter for three years in order to accumulate…

A: Here, Quarterly Deposit (PMT) is $683.09 Time Period (N) is 3 years Accumulated Amount (FV) is…

Q: Jeremy received an excellent interest rate for her loan of $9,500. Calculate the nominal interest…

A: Solution:When an amount is borrowed, it can either be repaid as a lump sum payment or in…

Q: Nadhirah needs to pay RM168.28 every month for a loan of RM7,000 from XYZ Bank at 7.2% compounded…

A: Given, The monthly payment is RM 168.28 Loan amount is RM 7000 Rate is 7.2% compounded monthly

Q: How much money is requested from the bank if the simple interest rate is 12. 987%?

A: Simple interest method is a method of computing interest on borrowed amount where interest is…

Q: Phillip purchased a machine for $20,000 for his company. He paid 5.00% of this amount as a down…

A:

Q: Carla borrowed $1010.00 from the Central Bank at 8.8% per annum calculated on the monthly unpaid…

A: Loan amount is $1010 Interest rate is 8.8% Monthly payment is $220   To Prepare: Loan repayment…

Q: 1. Chelsie borrowed 10,000 from a financial institution at an interest rate of 1% monthly. The…

A: We’ll answer the first question since the exact one wasn’t specified. Please submit a new question…

Q: Lawrence borrowed some money 5 years ago at 15% interest compounded semiannually. He paid Php 6,700…

A: Interest means the extra amount which we received because of investment made and will be paid in…

Q: Ms. Kim borrowed an amount from a bank but she only recieved from the bank P1,340. She promised to…

A: Actual amount received = P 1340 Discount rate = 13.73%

Q: Helena deposited P3,000 every beginning of 6 months for 10 years at Metro Bank at 9% compounded semi…

A: FV is the future worth of cash flows that have occurred in the past or present.

Q: Carla borrowed $1002.00 from the Merchant Bank at 8.4% per annum calculated on the monthly unpaid…

A: The amortizations schedule helps to identify the periodic payments, interest payments, principal…

Risk and return

Before understanding the concept of Risk and Return in Financial Management, understanding the two-concept Risk and return individually is necessary. 

Capital Asset Pricing Model

Capital asset pricing model, also known as CAPM, shows the relationship between the expected return of the investment and the market at risk. This concept is basically used particularly in the case of stocks or shares. It is also used across finance for pricing assets that have higher risk identity and for evaluating the expected returns for the assets given the risk of those assets and also the cost of capital.