34. The following is a schedule of historical defaults (yearly and cumulative) experienced by an FI manager on a portfolio of commercialand mortgage loans.Loan TypeCommercial:Annual defaultCumulative defaultMortgage:Annual defaultCumulative default1 Year0.00%0.102 Years0.10%0.25Years after Issuance3 Years0.50%0.604 Years0.80%1.645 Years0.30%0.80a. Complete the blank spaces in the table.b. What are the probabilities that each type of loan will not be in default after five years?c. What is the measured difference between the cumulative default (mortality) rates for commercial and mortgage loans after fouryears?

We have to use the probability theory and statistics to answer the question. Cumulative rate is the…

34. The following is a schedule of historical defaults (yearly and cumulative) experienced by an FI manager on a portfolio of commercial and mortgage loans. Loan Type Commercial: Annual default Cumulative default Mortgage: Annual default Cumulative default 1 Year 0.00% 0.10 2 Years 0.10% 0.25 Years after Issuance 3 Years 0.50% 0.60 a. Complete the blank spaces in the table. b. What are the probabilities that each type of loan will not be in default after five years? 4 Years 0.80% 1.64 5 Years 0.30% 0.80

34. The following is a schedule of historical defaults (yearly and cumulative) experienced by an FI manager on a portfolio of commercial and mortgage loans. Loan Type Commercial: Annual default Cumulative default Mortgage: Annual default Cumulative default 1 Year 0.00% 0.10 2 Years 0.10% 0.25 Years after Issuance 3 Years 0.50% 0.60 a. Complete the blank spaces in the table. b. What are the probabilities that each type of loan will not be in default after five years? 4 Years 0.80% 1.64 5 Years 0.30% 0.80

Essentials Of Investments

11th Edition

ISBN:9781260013924

Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.

Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.

Chapter1: Investments: Background And Issues

Section: Chapter Questions

Problem 1PS

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Note:- Do not provide handwritten solution. Maintain accuracy and quality in your answer. Take care of plagiarism. Answer completely. You will get up vote for sure.
Make an amortization table to show the first two payments for the mortgage. Amount of mortgage Annual interest rate Years in mortgage Monthly payment $407,550 5.25% 35 $2122.29 Month Monthly payment Interest Principal End-of-month principal 1 $2122.29 $enter your response here $enter your response here $enter your response here 2 $2122.29 $enter your response here $enter your response here $enter your response here
For the second mortgage application, calculate the percentage of appraised value and the potential credit (in $ ). \table[[\table[[Appraised],[Value]],\table[[Lender's],[Percentage]],\table[[Percentage of],[Appraised Value (in $)]],\table[[Balance of],[First Mortgage]],\table[[Potential],[Credit (in $)]]],[$356,900,75%,$,$196,500,$
Given the following information, what is expected loss of a $200,000 loan in percent? Probability of default 0.30% Loss given default 55.00% A .15% B .22% C .33% D .17%
Please question #4 of P9.26. Calculate the resulting gain or loss. What is the impact of the gain or loss on Bonds payable, Bond discount and Cash? Where will the gain/loss be reported n the company's statement of cash flows?
Using this table as needed, calculate the required information for the mortgage. (Round dollars to the nearest cent.) Amount Interest Financed Rate $165,300 5.25% Term of Loan (years) 15 Number of $1,000s Financed Table Factor (in $) Monthly Payment (in $) $ Total Interest (in $)
Based on Exhibit 7-7, what would be the monthly mortgage payments for each of the following situations? (Round your answers to 2 decimal places.) a A $160.000, 15-year loan at 4.5 percent. b. A $215,000, 30-year loan at 5 percent. c. A $190,000, 20-year loan at 6 percent. +
Using this table as needed, calculate the required information for the mortgage. (Round dollars to the nearest cent.) Table Factor (in $) Amount Interest Financed Rate $165,300 5.25% Term of Loan (years) 15 Interest Rate (%) 3.50 3.75 4.00 4.25 4.50 4.75 5.00 5.25 5.50 5.75 6.00 6.25 6.50 6.75 Number of $1,000s Financed 165.30 7.00 7.25 7.50 7.75 8.00 8.25 8.50 8.75 9.00 9.25 9.50 9.75 10.00 10.25 10.50 10.75 11.00 11.25 11.50 11.75 12.00 12.25 12.50 12.75 13.00 Years 18.19 18.30 18.42 18.53 18.64 18.76 18.87 18.99 19.10 19.22 19.33 Table 14-1: Monthly Payments to Amortize Principal and Interest per $1,000 Financed Monthly Payments (Necessary to amortize a loan of $1,000) 19.68 19.80 19.92 20.04 20.16 20.28 20.40 20.52 20.64 20.76 20.88 21.00 21.12 21.25 21.37 21.49 21.62 $8.04 21.74 21.87 21.99 22,12 22,24 22.37 22.50 22.63 22.75 Years 9.89 10.01 10.12 10.24 10.36 10.48 10.61 10.73 10.85 10.98 11.10 11.23 11.35 11.48 11.61 11.74 11.87 12.00 12.13 12.40 12.53 12.67 12.80 12.94 13.08…
What is the maturities for mortgage a. Less than one year b. No maturity c. Up to about 30 years d. Up to one year
whats the answer for number 6
Using this table as needed, calculate the required information for the mortgage. Number Table Monthly Payment (in $) Term Total Amount Interest of Loan of $1,000s Financed Factor Interest Financed Rate (years) (in $) (in $) $78,500 8.00% 30

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