15. Jenny and Anthony want to save money for retirement. Jenny deposits $6,000 into an account that pays 2.8% simple interest. Anthony deposits $6,000 into an account that pays 2.8% interest compounded annually. If Jenny and Anthony deposit their money at the same time, which statement best describes the amounts in their accounts after ten years? A Anthony will have over $200 more in savings than Jenny. B Jenny will have over $200 more in savings than Anthony. C Anthony will have over $48,000 more in savings than Jenny. D Jenny will have over $48,000 more in savings than Anthony.

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Market Efficiency

Market efficiency refers to the market's ability to provide investors with all available information about investment options for buying and selling securities. Market efficiency reflects the true value of securities without undervaluing or overvaluing them. When the quality and quantity of information increase, the market becomes more efficient, allowing it to reduce arbitrage and obtain higher market returns from investment. In a well-functioning market, everyone receives all information completely and immediately at no cost. It opens up a plethora of opportunities for investors to access various investment options.