0-90 days 91-180 days 180+days Total Assets 15000 25000 60000 100,000 Liabilities &NW 35000 15000 50000 100,000 Assume that interest rates on interest sensitive assets are currently 12% and interest sensitive liabilities are 9%. Also assume that interest rates on fixed assets are 15% and fixed liabilities are 11%. Calculate the following for 91 to 180 days: 1. Interest Sensitive Gap 2. Net Interest Income 3. Interest Sensitive Ratio 4. Relative IS Gap Write only your final answers in the box given below

0-90 days 91-180 days 180+days Total Assets 15000 25000 60000 100,000 Liabilities &NW 35000 15000 50000 100,000 Assume that interest rates on interest sensitive assets are currently 12% and interest sensitive liabilities are 9%. Also assume that interest rates on fixed assets are 15% and fixed liabilities are 11%. Calculate the following for 91 to 180 days: 1. Interest Sensitive Gap 2. Net Interest Income 3. Interest Sensitive Ratio 4. Relative IS Gap Write only your final answers in the box given below

FINANCIAL ACCOUNTING

10th Edition

ISBN:9781259964947

Author:Libby

Publisher:Libby

Chapter1: Financial Statements And Business Decisions

Section: Chapter Questions

Problem 1Q

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Question 2 Instead of 1 loan been disbursed, assumed a portfolio of loans been disbursed with % distribution of tenure (on amount), interest rate and overall disbursal as follows Overall portfolio disbursal Annualized Interest rate Monthly interest rate Assume all loans are disbursed at the above interest rate only, interest is applied monthly on declining balance method (same as in question 1) Tenure % Distribution 5.00% 1 2 5.00% 3 10.00% 2.00% 5.00% 25.00% 2.00% 2.00% 15.00% 2.00% 2.00% 25.00% 4 5 6 7 8 9 10 11 12 Answer the following question (complete the empty table) Sl.no 1 2 3 4 1,00,000 15% 1.25% Disribution Amount Balance outstanding at start of period 1,00,000 5000 5000 10000 2000 5000 25000 2000 2000 15000 2000 2000 25000 1 what will be the balance outstanding of the whole portfolio at the end of every month 2 What is the payment received every month What is the principal paid and interest paid every month Payment received (EMI amount) Principal paid Interest paid Balance…
Complete the following using compound future value. (Use the Table provided.) Time 6 months Principal $ 15,000 Rate Compounded 6% Semiannually Amount Interest
Frequency of interest payment = annually; year to maturity=7 Select one a) 13% b) 7% c) 12% d) 9%
a. What amount could be withdrawn at t=10? b. What uniform annual series deposits (n=10) would result in the same accumulated balance at the end of year 10?
3. Use the provided chart to solve this problem.
18) Which of these is true regarding the following statement? "Interest rate is 6% compounded monthly". Select one: a. nominal interest rate = 18% b. nominal interest rate = 12% c. nominal interest rate = 1% d. nominal interest rate = 6% 19) What is the present value of $500.00 to be paid in two years if the interest rate is 5 percent? Select one: a. $476.25 b. $550.00 c. $500.00 d. $453.51 20) How many years will it take to double your investment of $ 2000 if it has an interest rate of 6% compounded annually? Select one: a. 24 years b. 20 years c. 12 years d. 10 years
13 When interest is calculated for periods shorter than a year, the formula to calculate interest is: Multiple Choice I = P × R × T, where I = interest calculated, P = principal, R = annual interest rate, and T = number of months. I = P × R × T, where I = interest calculated, P = principal, R = annual interest rate, and T = (number of months ÷ 12). I = P × R × T, where I = interest calculated, P = principal, R = monthly interest rate, and T = (number of months ÷ 12). I = (MV − P)/T, where I = interest calculated, MV = maturity value, P = principal and T = number of months.
Determine the value of the following obligations, today, assuming a 4% simple interest rate: Use today as the focal date. a. $ 1,000.00 due today b. $ 2,000.00 due in 6 months , with interest of 5% c. $ 3,000.00 with maturity in 1 year, with interest of 6%