GA Real Estate (127)

Wich is the right answer A thru D ?help

Question Cómpletion If a borrower lives in a recourse state and defaults on a mortgage note that contains an exculpatory clause and the lender receives less than the amount owed on the mortgage when the property is sold, the lender will.. O file for bankruptcy protection seek the difference from the borrower's title insurance company O do nothing since the lender is limited to the proceeds from the sale of the property O take legal action against the borrower to recover the difference QUESTION 6 Suppose you sign up for an annuity in which you save $500 weekly for 35 years. The annuity promises you an annual interest rate of 3% compounded weekly. How much will the annuity be worth in 35 years? (note: there are 52 weeks in a year) $370,781.83 $30,231.04 $910,000 $1,609,214.57 QUESTION 7 Which of the following deed types protects the buyer from encumbrances that arose during the time at which the current grantor held title? O special warranty deed O general warranty deed quitclaim deed O…

You are considering giving a loan to a prospective commercial property investor. You are concerned about their ability to earn sufficient income on the property relative to their annual mortgage payments. Which should you look at? (a) Debt coverage ratio (b)Loan to value ratio (c)Equity to debt ratio (d) The sale price of the property in foreclosure (e) The PITI divided by the debt service

Cost of the Home $ Down Payment A: % Down Payment B: % Down Payment C: % Down Payment Amount Your equity (financial contribution to the purchase of the home) $ $ $ Initial Mortgage Required (cost of home down payment) $ $ $ Not for the mortgage itself, but for insurance on the mortgage so be sure to use the tool provided to find the correct rate according to the regulations Mortgage Insurance RATE (if applicable) % % % Mortgage Insurance DOLLAR AMOUNT (if applicable) $ $ $ Final

Pls help ASAP for both

In respect to Loss Conditions in the Commercial Property Coverage Forms, after a loss has been paid, if the property is recovered. What option does the Named Insured have? O a. Named Insured has an option to take the property and return the loss payment. b. No options, the loss has been paid. c. The Insurance company can keep the property if the Named Insured does not want it. d. The Named Insured can take the property back and not pay back the loss payment.

Note:- Do not provide handwritten solution. Maintain accuracy and quality in your answer. Take care of plagiarism. Answer completely. You will get up vote for sure.

Discharge for qualified principal residence indebtedness (QPRI) is:  Not likely to trigger cancellation of debt income.  When the bank takes the home from the borrower to satisfy the mortgage debt.  Available for a second home.  A restructuring of a loan that allows the borrower to retain ownership of their home.

Mortgage fees paid by the homeowner at, or prior to, closing on the purchase of a house typically include all but which one of the following? a. Application fee b. Title search fee c. Title insurance fee d. Appraisal fee e. Prepayment penalty

Question 1 Rules of the internal revenue service concerning the deductibility of points on a mortgage DO NOT include,   A for a buyer to deduct points the seller paid to reduce his cost basis B Points paid to refinance the property to be fully deductible in the year paid C points paid by the seller to be considered a selling expense D points to be deductible as interest to be paid directly to a lender question 2 which of the folloeing would actually be included in an annual property operating statement of a potential real estate investment A economic base analysis B managment fee C comparative market analysis D investor`s earning potential

1. which of the following life situations does not qualify you for a student loan deferment A. Long term disabilitu B. Currently enrolled college C. Religious commitment/serivce D. Recently fired/loss of job

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16 What source of foreclosure leads comes with a built-in sense of trust and credibility with the homeowner? A O A notice of default or lis pendens list. BO Lenders. Newspaper classifieds. DO Referrals from other clients.

Ways that a lender may respond to a defaulted loan without resorting to foreclosure include all of the following except Multiple Choice defer or forgive some of the past-due payments. accept a deed in lieu of foreclosure. allow short sale to a third party. accelerate the debt. offer credit counselina.

Group Case Study: As a loan officer in a bank, you received an application for a real estate loan from a borrower to buy an apartment in Dubai. The apartment is an unfurnished one bedroom flat situated in Park Island building (Sanibel) in Dubai Marina. Details about the property (and a comparable one sold in the same building) are presented in the following table: Property to be valued (A) Comparable Property (B) in March 2022 Sale date Selling price/value (AED) Gross annual rent (AED) January 2022 1,550,000 Annual Maintenance fees 20 20 (AED/square feet) Vacancy rate (%) Area (square feet) Price (AED/square feet) Gross annual rent (AED/square feet) Proximity to A Parking available Floor level Exterior (Building) 10 10 922 937 Same building 1. 1. high Floor to Ceiling Glass Full Marina View high Floor to Ceiling Glass Full Marina View View a. Using the market value approach, find the value of the property (A) (Suppose that the price listed is the selling price). b. Using the income…

not use ai please

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