Financial Planning for the Future: A Guide for Young Adults

My Financial Plan for the Future Essay Foreclosure is an extremely serious topic for so many people. For some, it simply means that there are cheap houses on the marker, for others, it is the end of their lives as they know it. Ultimately, there really isn't a solution to foreclosure, but there I have formulated a plan to help slow down the process. The future is always uncertain. However, having a financial plan for the future can save a person a lot of grief. More importantly, it can help tremendously for that young adult who is fresh out of college, and at the beginning stages of life; for the young adult who is preparing to attain his or her Doctorate, and will be living, most likely, completely on his or her own. I am that person. Or more specifically, I will be ...show more content... The average apartment rent runs roughly around $750 dollars.1 All I would really need is a 1 bedroom, 1 bathroom apartment, to satisfy my own needs. Along with paying for the apartment is paying for utilities. Average utility costs2 are about $100. I chose to bump this up a bit, simply to make sure that the utilities would be covered. Every utility cost is going to be different depending on where a person is living, so I figured it would be better to be safe than be sorry. If I am still on the same health insurance during this time, then my health insurance bill will actually be $0. The way that this plan3 works is that the patient pays the first $3,500, and then everything else within his or her plan is free. However, if I am not on this plan by that time, I will put myself back onto it. It is a little difficult to break this down, because it is not a month by month payment . However, I went ahead to see how much it would cost to pay off the full $3,500 if I wanted to split it evenly throughout the year. Divided by 12 months (1 year) it broke itself down to about $291. However, with this particular plan, each doctor visits are only $35. I asked a couple people about how much they pay for their car insurance. They would tell me it was normally around $75 a month. So, just to be safe, I am calculating it as if it is $100 a month, so that I will have enough for $600 every Get more content on StudyHub.Vip

My Future As A Teacher In this paper I will be discussing how I will plan my future as a teacher, taking into consideration what and how I need to get there. It is important that I think about the steps I need to follow and the things that may be useful in the process of becoming a successful professional. Furthermore I will include my work experience and what I have learnt from shadowing my professional in an early years setting. Qualifications. The department for Education states that getting basic qualifications is the first step towards becoming a teacher. I must have the equivalent of at least a grade C in English, Mathematics and Science. I also needed 280 UCAS points to gain a place on the Early Childhood course at University. Once I have qualified with a degree of a 2:1 or more I need to apply for the QTS (qualified teacher status) course that qualifies me to teach. I will have to pass a Skills Tests in numeracy and literacy. To prepare myself for this exam I must revise using mock tests online and study 2–3 hours a day. (Bond, 2013) It is also beneficial to have a varied range of classroom based work experience. It is ideal to show you have practical experience as well as academic theory. I have also been volunteering in a Primary School in between university term time. From shadowing my professional I have gained an understanding of some of the key ingredients in becoming an effective practitioner. Teamwork. From interviewing my professional she stated that teamwork is the Get more content on StudyHub.Vip

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Reflective Reflection On Future Plans In the following text I will reflect on the six months I have spent in Atlas Language School and how it has affected my career plans for the future. Furthermore, it will explore the issues that the organisation is facing in the current environment. In addition to that, I will reflect on the learning objectives I have set in the beginning of the placement and if I have achieved these objectives. 4.2 Key moments during the placement and how it affected future plans Personally, I think one of the many key moments I had, was when I went on my first activity with a group by myself. It was a bit stressful, as I have actually never taken a group to that specific activity but it did work out fine without problems. Another very personal key moment was when I realized that I am part of the staff now as I knew more and more people and they knew me as well. Also, I am very proud of the fact that I can now easily keep a group of 30 teenagers under control and keep them happy. I think the placement has affected my career plans in the sense that I am even more sure that I want to work in the exchange part of the industry as I think it is very important that people from all over the world learn about different cultures and traditions. 4.3 Reflect on your learning objectives Reflecting on my ...show more content... I have also learned how to communicate with people that have a lower level of understanding English and providing the best possible answer to their questions. Unfortunately, I have not really improved my telephone skills that much, as I was barely on the phone with customers but mostly handled internal calls in the office. I did call a few places here and there, but overall my improvement was more in the face–to–face communication. In addition to that, I have also acquired more public speaking skills and have become a lot more confident in my Get more content on StudyHub.Vip

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My Future Plans For The Future Imagine the perfect life, the perfect family, dream house, dream car, and the perfect career. That's what I hope someday my life will be like. Everyone has a future plan, to make the best out of our life, what is your plan? My future plan is to be a pediatrician. I would like to help the children of the future. They are the next generation and I would like to leave a legacy for them to follow. I want to help save and make a child happy someday. The thought of making a difference in someone's life is the reason I can go to sleep peacefully. We all have a purpose for being here and I my purpose is to save one of us, my purpose is to help the ones in need, the ones in the street begging for somewhere to live, the ones dying of poverty. However, right now in the 21st century technology has taken over the world, not figuratively but literally. It made the world, both a bad and good place. People are going to run out of jobs and tech will run the world. Technology will be the greatest invention of human kind but how will it affect some of us? First to begin with, Technology is part of our everyday lives. Every nook, every corner we turn there is someone with technology. In doing research it says technology is advancing so fast that it will be a thousand times more advanced in the next 10 years. From having no technology in the 1900s we are currently flourishing with technology every day, in our house there is at least 10 different items that are connected to the internet. To Get more content on StudyHub.Vip

My Future Essay As the day of graduation creeps up on me, the future of college and life thereafter follows closely like a lion cub learning to hunt. In high school, the talk is always, "What are you doing after high school? Where do you want to go to college?" and all I can think of is what is for lunch! It's difficult to plan ahead for the future when you want your future to be filled with opportunities that span across the whole career spectrum. There are not enough years in a lifetime, days in a year, hours in a day, or even minutes in an hour to achieve the titles I dream of. Choosing my future is anything but simple when I envision myself taking so many different paths. The first time I thought about my future was when I was quite young listening to my father's stories of being an armorer in the Marine Corps. I wanted to be just like him and was ready to pursue that idea of building things and being "That cool guy working on tanks!" Now that I am 17, I have taken my future just a tad bit more seriously and have looked into becoming an Aeronautical Engineer. I even scheduled an interview with a Head Engineer at Bell Helicopter. After some research, I learned that Aeronautical Engineers require a bachelor's degree, as most engineers do, and get a median pay of $107,830. (Winspur, study.com) People often say that the salary of a job shouldn't matter, but in my opinion, that is quite an important factor. This was my future and I was content. I held on to the idea of becoming an Get more content on StudyHub.Vip

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My Future Essay The future is uncertain, but I know one aspect of my future that is crystal clear; my future will always consist of learning. I believe the quest for knowledge never ends because there is always something beyond the eye's visible horizon to discover. Therefore, I plan on constantly inquiring and investigating about the unknown because my desire for knowledge will never be completely satisfied. Beyond high school , beyond college, I will still be listening to lectures, completing assignments, performing experiments, and searching for answers because my hunt for information does not stop once I complete my formal schooling; my education will continue. This persistence of mine stems from my parents. My parents always insisted that my sisters and I focus and succeed in school because they never had the privilege of continuing their own education. Additionally, my father diligently worked during the day while we attended school and my mother painstakingly worked at night while we all slept. Seeing them work strenuously each and every day just so my sisters and I could get ahead inspired me to work harder in school. This, however, was easier said than done. In kindergarten, I feared to raise my hand and ask questions. I was afraid of saying something incorrectly because I primarily spoke Spanish; I had to thereafter learn English while I attended school. Therefore, I regularly kept to myself, silently puzzling over words that I did not understand. This caused me to be incredibly Get more content on StudyHub.Vip

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My Goals For My Future Family Life is full of dreams and aspirations, yet there has to be a solid plan in place to transform the fantasy to reality. For people like me who tend to prioritize and plan ahead, the task is simple. After carefully thinking about the goals I have, I have concluded that I have one main goal with a short– term goal that in turn will open the door to larger goals. By surviving my freshman year of college with at least a 3.85 grade point average (GPA) while working a full time job, I can boost my confidence and build up a solid foundation for future endeavors in college. I could probably name a thousand reasons why I decided to go back to college. But, the main reason is for my future family. College is very important in our life. Without education the only job out there is running a cash register for minimum wage. It is hard to make a living on low income. Believe me, I know because I have tried to do it. I wanted to be able to provide a better life for myself as well as my future family. I want my kids to have more than what I had as kid. Growing up my dad worked carpenter, and he used to get not that much money from his job. My mom never works; she took care of the house cook, laundry, clean, and a lot more. We are three kids and I am the oldest. My dad had difficult time to provide us with everything we need. We would wear the clothes for while tell we get a new once. It is unforgettable memory for me and my brothers, but it was a happily life in the same time. I like to be Get more content on StudyHub.Vip

My Future Essay My future is something I often think about. Most often, the questions that arise include the common doubts of "Am I doing this right?", or even the occasional midnight philosophical questions such as "Why are we here?", and so on. For the purpose of this essay, I will focus on the factors that have allowed me to reach this point in my life and how these factors influenced and continue to influence me, in order to provide me with a visualization of my future . Factors that contributed to my current life choices include the desperate want to be something greater, as well as to experience the world in ways some could only dream of. I study hard, allowing for me to have the possibility of an early graduation. I dream big, allowing me with the imagination to draw up plans for myself and my future. I work hard, allowing me the strength and vision to execute my plans for the future. The way that I was raised has greatly benefited me. My parents have taught me that anything and everything is possible as long as you work hard for it despite the what others may tell you or even if the odds are against you. Another factor that led to my current life, is the amount of time I allow myself to think about my plans and refine them. This is extremely important because, without a solid, flexible, long–term plan, you could get lost in dreaming about the future, and end up not accomplishing anything. Hence, many aspects of my life have been planned out with not one or two possible alternatives Get more content on StudyHub.Vip

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My Future Plans For High School In a few months, I will make a huge decision that will help determine my future. I have many plans for high school; such as what classes I will take and what clubs I will join. But first I Have to take the entrance exams I have been studying for the high school entrance exams since the beginning of summer. My mom bought me three big texts books that will help with the High School Placement Test, Independent School Entrance Exam, and Secondary School Admission Test. Recently I have started going to a tutor that specializes in preparing students for the exams. I am applying for schools. My first one is Charter School of Wilmington. It is my first choice because it is two minutes from my house, so I would ride my bike. Also, it specializes in science which is my favorite subject, they are attached to an art school, which I also like to do, they have a good tennis team, and it is free. Archmere is my second choice. I like it there because it has a large campus that has buildings that are spread out like a college . Tower Hill is my third choice because it is next to my neighborhood. Also Tower Hill doesn't specialize in a specific subject it is an all– around school with art, music, math, science, and many more subjects. Friends is my fourth choice. I don't know much about Friends but i've heard it's a good school and will prepare for college. Padua is my backup school in case I don't get accepted into any other school. I am interested in Padu because I have only heard Get more content on StudyHub.Vip

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Essay on Career Plan My Career Plan The future is uncertain for me, but it is important to develop a career plan that will provide financial support and personal fulfillment over the course of my professional life. To make this transition from school to a professional career, I am going to plan a plan that will help me stay focused and motivated in meeting my goals and objectives. In the next paragraphs, I will explain my ten–year plan for my ...show more content... I will be receiving a bachelor's in Business Administration with a minor in International Management . I am in the process of applying for a master's in Management and Organizational Behavior at Benedictine University. Upon graduating from CSUMB, I will be currently working for the Dollar Tree Store, Inc. as a cashier. I hope that after the training workshop for assistant manager, I will be accepted and train in the new Marina store at the end of the year. In the book What Color is your Parachute, I learned that I could go into a kind of rejection shock, if a promotion in not in the cards.[2] As he puts it, I would have to keep going and stay motivated, because I want full exposure of the knowledge and operations at the Dollar Tree. I am achieving most of this by interning this semester. Tammi Huntsman is the manager there and I am shadowing her as she performs skills of managing. I have ordered inventory, payroll, reset the store a few times, and cashed out cashiers with her help. All skills I have acquired will help me down the line in managerial positions. Year Two through Five: Achieving my of the goals I want to be accepted into Benedictine University working on my master's part time and working as an assistant manager fulltime at the Dollar Tree in Seaside, California. My short–term goal is to keep working at the Dollar Tree and my long–term Get more content on StudyHub.Vip

My Plans For The Future From January to May my plans for the future have become more clear to me as I have completed my internship and the program. I came into this internship with a general idea of what I wanted my future to look like, such as getting my masters, joining the military, working for federal law enforcement. However, now after completing my internship and several LEAD classes I have a better idea of what I want my immediate future to look like after I graduate college. I plan to apply to as many agencies as possible in the fall and if I get hired on, I will join the reserves. If I do not get hired, I will join active duty, and as I become more experienced I will continue to apply to agencies until I am able to get a job in a federal agency. I feel more equipped for a job in law enforcement after I have expanded my knowledge and abilities. Throughout my internship I was able to Expanded my software knowledge in Excel, Tableau, and Visio. Tableau is a computer software program used to help take data and create visualizations based on the data, such as graphs and tables. I used tableau as part of my briefs to upper management in order to make the data I was presenting clearer. Another type of visual aid I developed during my internship was the program Visio. I used Visio to create several diagrams to show cost avoidance. Lastly, I was able to update my abilities on Excel, a skill I have obtained for years but now am able to do more advanced formulas and time saving tricks. My specific Get more content on StudyHub.Vip

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Planning For The Future Of My Life Introduction There will be several events in my life that I will need to plan for even if it does not seem like it. I know that it is easy to say, "What if I do not get married," or "What if do not have kids," but it is still important to prepare for those types of events, because no one can predict what will happen in their future. For me the biggest events in my life would be marriage , family, and my children going to college. All are very important and very costly especially with today's financial problems, but if prepared for, it will make my life and others much easier. Planning for Marriage My first and closest event to plan for will be my marriage. Even before the marriage, there are things I need to do and take care of first like finishing school and then paying off my debts so I will not bring that into my marriage. After I finish those tasks, I will be more comfortable getting married and can start focusing on saving for it. Obviously, it will have to be a team effort, but both me and my fiancé will need to start saving for a house, preferably small, and planning for how we will do taxes and insurance. I know many people care about the expense of the wedding, but I am more so focus on getting a house. Yes, we will save for a wedding, but it will be small and more of a DIY wedding just to have something for my family to come to since they are big on those types of events. Back to housing, we would both need to have a good credit history and at least have a decent Get more content on StudyHub.Vip

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My Future Essay: My Vision Of The World Life sometimes seems scary. The fear of failure and the fear of the unknown make a person rethink its choices and goals, this happens all the time. As time passes, be days, moths, years or only simply one experience can change our whole vision of the world, about life, about what really matters and consequently about our goals. Throughout my whole life I have questioned so many aspects of my life, of existence, and consequently about my future. I never stopped wanting to achieve something big, that could change the whole world, some amazing adventure that would be the one thing that would give birth to all the amazing things that could happen next. As time passed I realized that life itself is one big adventure, and that what I will do every day will matter for me and for the people around me. I realized that life is not some perfect movie where there are good guys, bad guys and that in the end of one amazing journey everything would be solved. It may be a childish vision of the world, but it had motivated me for years to do the thing I believed would help me achieve this, and to believe in myself. Obviously as I grew up, I saw what the world really looked like, that sacrifices have to be made, that there are things which no one can control, that if I want something I have to work really hard. In today society everything counts. ...show more content... I want to help people, change a life for the best, and medicine seems like a good option to do it. Not only that, medicine can earn a good amount of money and it is a stable job, with many options of working places and environments. In the end, the more I think about it, the more I feel like medicine is a great profession, that it is the right one. I would not do it for my parents, or for anyone, I will be doing it for me, because even if it seems fun to play sports or create music, it is necessary to have a professional goal in life and incoming money to sustain a Get more content on StudyHub.Vip

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My Plans For Your Future Career Goals These constructs, along with others, influence a wide variety of disciplines in psychology and other fields. In the final week of this course, you will develop a handbook based on one of these constructs. This week, you will choose the construct that you will concentrate on for this project. The construct you choose should be based on the area in which you would most like to develop your knowledge. Your choice should also consider your current interests in psychology and support your future career goals. Identify the audience for your handbook and the main construct in learning and cognition that will provide the focus of your handbook. Explain your motivation for using the chosen construct as your focus subject as well as how this construct aligns with your future career goals. Research five peer–reviewed articles in the Ashford University Library focusing on your chosen construct. These articles must provide sufficient information so that they will support your work in the handbook. See the instructions for the Learning and Cognition Handbook in Week Six for further clarification. Provide complete references for each of the five articles. Format your references according to APA style as outlined in the Ashford Writing Center. Beneath each reference, provide an annotation that explains the theoretical perspectives, historical trends, and/or empirical findings within the article that describe and define your chosen construct. Provide a concluding paragraph that synthesizes Get more content on StudyHub.Vip

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My Dreams For My Future Growing up my dreams and future plans have always been changing, first in fifth grade I wanted to be an astronomer, then in ninth it was a criminal psychologist, and now filling out this application and writing this essay I want to become a genetic counselor. Dreams are always changing until eventually–hopefully you find the dream, the job that's right for you. The only consistent dream that I have ever had for my future is to do good in school and go off to university. Ever since I was a young kid my parents have drilled into me the need for me to go to college, they always wanted me to live a life better than theirs and I want to live a better life. One of my biggest fears just so happens to be failure and I'm assuming most people have that fear as well. I never want to live my life worrying about money and financial issues, which growing up I'm assuming was the huge stressor for my parents. I would listen to them argue almost every night since I was seven years old. Watching them struggle and looking at where they are in their lives made me want to work hard and although I tend to struggle sometimes I always try my best as well. Everyone has their drawbacks and my parents have rubbed off on me and made me fear being like them, that being said I have seen them do wonderful and work hard for what they have and push through their problems. So, I always told myself growing up that I would work as hard as I possibly could and take advantage of all the possibilities given to Get more content on StudyHub.Vip

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The Importance Of Planning For The Future The Holy Bible Psalms 90:12 tell us, "So teach us to number our days, that we may apply our heart unto wisdom." This verse is basically telling us about the importance of planning for the future. I am not just talking about plans for your future as it relates to your career, but also as it relates to your life as a whole. It is important that we have back up plans for when things take you down a different path. Making emergency plans helps to plan for unforeseen things or events that might distract me from accomplishing my future goals. Creating goals and using them effectively can help reduce stress and allow us to alleviate any difficulties that could come up during this journey. The Holy Bible , New King James Version in John 3:15 states that, "whosoever believeth in him should not perish, but have eternal life." Not only am I preparing for my future here on earth, but I am also preparing for my eternal future. My outline for success in this Master's Degree program consists of three key elements. Never Procrastinate It is often noted that where graduate students tend to mess up is that they begin to procrastinate. Because most graduate students have many things going on in their lives it is common for them to put things off until the last minute. I find myself getting distracted quite easily and before I know it, time has passed me by. Trying to balance a career and family, along with the demands associated with graduate school can sometimes prove to be overwhelming. Get more content on StudyHub.Vip

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My Plans for Postgraduate Studies and Career Interests With a four year degree in Computer Science and Engineering and after working in software industry for some time, Now I'm intended to pursue my long term goal in academics, which is to obtain a Master degree and possibly to aim for PhD relating to my preferred research area. With the enthusiasm to learn and explore the area of parallel and distributed computing, I want to achieve my Master degree specialized in relevant field. I envision myself pursuing a career in academia and research in future which will allow me to contribute those fields with my foremost interest. My sense of interest in research and its aspects began while I was an undergraduate. Throughout my ...show more content... This project, named 'Federated Identity for web services' (FEDi) was aimed to facilitate federation identity in Apache Axis2/C, an open source web service framework. With our project we could propose a well established solution to achieve claim based identity among distributed web services. We developed and strengthened several well known web service specifications WS–Security, WS– Trust and Security Assertion Markup Language (SAML) to obtain our project goals and composed a paper on 'Claim Based Identity for Authentication and Authorization in Web Services'. This project is available under Apache Axis2/C and the paper was submitted and presented at the International Information Technology Conference (IITC), Sri Lanka in 2008. Working in this project helped to me gain a good experience in research and majorly ignited the enthusiasm on me to pursue further studies on distributed systems. After graduating, I started studying the area of parallel computing particularly on Message Passing Interface (MPI) standards and its usability. I have written programs to understand the key concepts and functionalities and recently I did my own experimental work on parallelizing well known algorithms. Notably on parallelizing quicksort algorithm and conducting a performance analysis. The influence behind this was to parallelize quicksort without initial fixed data partitioning and share data sets created through regular partitioning. With this I was intended to Get more content on StudyHub.Vip

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My Career Plan for next 5 year My Future Career Plans – With A Free Essay Review PROMPT: My future career plans, why I want and need to study in the US at the graduate level, and how I hope to contribute to my country's democratic and economic development. My name is Levan, I'm 23 years old. I was born in small city Dusheti, where i started learning . In 2000 I won the olympics in mathematics and I came to the school of physics and mathematics "Comarovi" in tbilisi, which I successfully graduated in 2005. I have obtained my Bachelor's Degree from the business administration faculty of the Georgian – American University in Georgia in 2009. and i was the best student of the university. Through the entire 4 years of courses I acquired comprehensive knowledge in a ...show more content... I love Georgia, and I intend to do everything in its economic and democratic development. ________________________________________ ESSAY REVIEW You begin to respond to the prompt directly in the final two paragraphs. The penultimate paragraph, which addresses the question of why you want and need to study in the US is quite vague. The argument that U.S. education is great is rather general (and not true _in general_). If you specified that program you want to enroll in and why, you might have something more concrete and meaningful to say. Your final paragraph deals with what you intend to do on your return to Georgia. This paragraph is a little bit clearer, but not by much. It would be a good idea to specify what you mean by the "management system," especially if you mean something, as you apparently do, that is applicable to both government and the private sector. The essay says next to nothing about democratic development, but knowing nothing about the program for which you are applying, I've no idea how important that is. I suggest, in any case, expanding the last two paragraphs, with a view to making their claims more specific, and condensing the rest of the essay. Keep your sentences relatively short and simple in order to minimise the number of errors. Best, Get more content on StudyHub.Vip

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My Plans For Future With College Jordan Boston English 101 I–search Paper December 1, 2014 Part One For my final paper I plan to write about my plans for the future with college, my job, and what career path I would like to go down. I'd like to focus mainly on gender roles in the family though, and add in personal details about my experience to make it more interesting. I want to compare gender roles in the 60's to gender roles today. I will also go through the different generations in my family , explain how they changed or stayed the same over time. Then I will move into how I will be in the future with my family. I chose this topic because I can easily relate to it, because I've seen gender roles in my family and in others' families. I think the topic is interesting and is something that will never die away because they will always be needed. I considered writing about the working poor or pay differences in the workforce, neither of them intrigued me as much as gender roles did. I find gender roles to be more interesting because I could talk for hours on my opinion and what gender roles are to me, also research them and learn more. We have read stories in our textbook about gender roles, I also am in a gender and public dialogue class and we talk about it all the time. I think I have a better grasp at gender roles then I would have the other two topics. Part Two Basically to find my sources I got on to the University Library website and searched under the EBSCO database. I typed in Gender roles and Get more content on StudyHub.Vip

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My Future Essay The future is always on the mind. Where would I be in ten years? What do I see myself doing career–wise? What college do I want to go to? And finally, the question that has been haunting me for the past 2 years, what major do I choose that'll determine the rest of my future? Throughout high school, several choices came across my mind. In the beginning of my high school years, I considered being a teacher, but that quickly changed because I realize that I don't want to be in this hell hole that is a school for the rest of my life. The following years a couple of other careers popped up in my head, artist, filmmaker, writer, teacher again, and nursing. Finally, senior year came and I was chosen to take an amazing opportunity to work at a news station because for the past three years I had taken a Film and TV class. When I was present with the opportunity to intern at the news station, I wasn't even sure if I want to do it because it just seemed really boring and uninteresting to me. My close friend Jill encourage me to take the opportunity because she was also chosen for the chance to intern there as well. Seeing that I wouldn't be alone in this endeavor, I took the leap at the chance and plus I had found out that this would also be a paid internship. A week before my birthday, I had found out I got the internship and that the following week I would be starting the job with my Jill, and Carlos another student in my class who got the internship. The two had been really Get more content on StudyHub.Vip

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My Plans For The Future Essay

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