NJ Property Casualty Insurance Exam (14)

help

The life Insurance Solicitation regulation requires an insurer to provide which of the following items to an applicant upon request? An Outline of Coverage An insurance consumer handbook A Buyer's Guide A copy of the Illinois insurance regulations

Help get answer

Pls help ASAP

State Farm State Farm Fire and Casualty Company 11350 Johns Creek Parkway Duluth, GA 30098-0001 AT2 Matt & Sarah Justice 123 GetTheW St. Atlanta, GA 30306 YEAR 2007 NAMED INSURED SYMBOLS A DO NOT PAY PREMIUMS SHOWN ON THIS PAGE. IF AN AMOUNT IS DUE, THEN A SEPARATE STATEMENT IS ENCLOSED. YOUR CAR C D G H JINA M R1 U MAKE TOYOTA MODEL CAMRY COVERAGE & LIMITS 11-2097-4 P Liability Coverage Bodily Injury Limits Each Person, Each Accident A $100,000 $300,000 Property Damage Limit Each Accident $100,000 Medical Payments Coverage Limit- Each Person $1.000 BODY STYLE 4DR Comprehensive Coverage - $200 Deductible Collision Coverage - $1,000 Deductible Emergency Road Service Coverage Car Rental and Travel Expenses Coverage Limit- Car Rental Expense Each Day. Each Loss 80% menntunar $1.000 Uninsured Motor Vehicle Coverage (Difference-In-Limits) Bodily Injury Limits Each Person, Each Accident $50,000 $100,000 Property Damage Limit ($250 Deductible) Each Accident $50.000 Total premium for JUL 21…

Nedd correct answer which explanation in deap 19. Delilah participates in her state's long-term care partnership program and purchased an LTCI policy with a $200,000 maximum benefit. At what point would Medicaid assume the role of primary (first) payor for her long-term care services? O a. when Delilah enters a nursing home O b. when the policy's elimination period has expired O c. when the policy has paid $200,000 in benefits O d. Never; a partnership policy guarantees that the insured will never have to rely on Medicaid for long-term care.

Read Chapters 10-12 and view the below videos. In a 1-2 page paper, describe the insurances you have in the below categories currently, and what you feel you need after having reviewed this chapter and the other materials below. - Homeowners or Renters Insurance - Auto Insurance (make sure you discuss liability, collision, and uninsured motorists) -Umbrella Policies Finally discuss any recent claims you've made, why you made the claim, and how the process worked for you.

Need typed answer only.Please give answer within 45 minutes

If a term life insurance policy isconvertible, it can be: Question38 options: a) revised as neededby the insurer. b) transferred tothe life of another person in thefuture. c) changed to health ordisability protection. d)exchanged for cash in the future.e) changed to a comparablewhole life policy in the future.

1 Rachel is applying for a participating whole life insurance policy and is yet to choose a divided payment option. She would like to know about the accumulation option. Which of the following information about the accumulation option is FALSE? eFhHRIhxROZCNVINSZFWWnViblAwQT09 a. O Rachel will be required to make minimum yearly withdrawals from the accumulation account.

Use the following information to answer questions 29-31 Danielle has the following personal property and liability coverages in place. No other endorsements are in place. The liability limits meet the minimum requirements of the umbrella insurer. Homeowners 3 Policy Coverage A: $250,000 Coverage B: $25,000 Coverage C: $125,000 Coverage D: $75,000 Coverage E: $300,000 Coverage F: $1,000 Personal Auto Policy Coverage A: 250/500/50 Coverage B: $5,000 Coverage C: 100/300 Personal Umbrella Policy $1,000,000 limit $250 self-insured retention 29. Danielle is driving to the store and runs a stop sign, causing an accident. The other driver is awarded $300,000 in damages as a result of the accident. Covered (by any policy): Yes / No HO3 Amount: $ PAP Amount: $ Umbrella Amount: $ 30. Danielle is hosting a party at her house for her daughter's high school graduation. One of her daughter's friends in attendance slips on the freshly refinished wood floors and is severely injured. The friend sues and…

Please Write SteP by Step Answer Otherwise I give you DISLIKES !

help

Purchasing auto insurance with a $500 deductible is an example of Group of answer choice risk transfer to an insurance company. risk reduction of $500. risk assumption of $500.

None

110

Which one (1) of the following statements regarding the Uninsured Automobile Coverage in your insured's O.A.P. 1 Owner's Policy is correct?•It provides coverage for liability to others in case your insured forgets to renew his/her policy.•It only covers bodily injury but never accidental damage to the insured's own automobile.•It includes a certain amount of coverage for accidental damage to the insured's automobile caused by a hit and run automobile, where neither the owner nor driver of the other automobile is identified.•It includes a certain amount of coverage for accidental damage to the insured's automobile provided the owner or driver of the uninsured automobile is identified.