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1 U.S Healthcare System versus Australia Student's Name Instructor Institution Course Date
2 U.S Healthcare System versus Australia The U.S. healthcare system is unique. The U.S. healthcare system reflects national beliefs. It's vital to remember while understanding a country's system. Other nations judge similar concepts differently. Comparing systems requires understanding each country's culture. Australian healthcare differs from U.S. healthcare. Differences U.S. healthcare is not nationalized. U.S. healthcare has several options. Private, government, workplace, or self-pay insurance are options. The United States healthcare system reflects the country's emphasis on economics. Medicare, on the other hand, provides free public healthcare to all Australian citizens and permanent residents. Medicare pays for medical treatment, including prescription drugs, in hospitals and clinics. As a result of paying taxes and general government funding, Australians enjoy access to free healthcare. They are still paying for it, even if it appears free. Private insurance is also available to Australians. One of the most notable differences between medical care in Australia and the United States is the emphasis on private versus state insurance. Regarding cost, healthcare cost in the U.S. is knowingly higher than in other countries. The lack of price regulation, administrative overheads, and profit-driven healthcare systems contribute to higher expenses. Out-of-pocket costs such as copayments, premiums, and deductibles could be substantial. In contrast, healthcare cost in Australia is much lower than in the U.S. The government's involvement in regulating pharmaceutical costs and fees assists in controlling expenses. While out-of-pocket costs exist, lower safety nets are considered to protect individuals with high healthcare needs. Also, regarding access and wait time, healthcare access in the U.S.
3 could be challenging for people without insurance coverage. Wait times for non-emergency procedures vary depending on location, insurance, and specialist availability. Emergency care is accessible to everybody. In contrast, Australia's system provides equitable access to care. While their waiting times for elective procedures exist, public hospitals prioritize urgent cases. Medicare ensures citizens can access primary healthcare services irrespective of insurance coverage or income. Funding Australia's public healthcare system is funded by 1.5% of salaries, rising to 2.5% for individuals without private coverage. Companies and the private sector largely pay for U.S. healthcare. The two nations' healthcare budgets differ greatly. According to Boslaugh (2013), in 2010, the Australian government spent roughly $108 billion on healthcare. Coopersmith (2012) estimates that the United States spent between $120 and $260 billion on critical care patients in 2012. The disparity in total healthcare expenditures is staggering. Population size is important. The U.S. has a far greater population than Australia; thus, its spending may look higher. Even after population adjustment, the U.S. spends more. The high price of needed medications is a big factor. The sum Australian citizens must pay out of pocket for most prescription drugs is capped. U.S. pharmaceutical companies heavily influence pharmaceutical pricing. Many Americans utilize private insurance, although some patients must pay out-of-pocket. Since many Americans can't afford medical treatment, this is an issue. The Australian healthcare system has this advantage over the American healthcare system. Outcomes There are still holes in the Australian healthcare system. Even though every Australian citizen is automatically enrolled in Medicare, many opt for private coverage. Unlike Medicare, private
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4 insurance can assist in paying for services like dental and optical care. Private health insurance in Australia also allows patients to visit any hospital or doctor they like. They may get to specific medical procedures more quickly and easily because of their private insurance. “About 10% of Australian adults had to wait more than 4 months for elective surgery” (Dixit & Sambasivan, 2018). Medicare does provide free medical care, but recipients must wait on lengthy administrative processes. To avoid such issues, many Australians choose private healthcare. Even though more Australians need private insurance, it's more expensive in the U.S. This is due to several issues, but lax regulation of private insurance is a major one. Insurance firms capitalize on this by setting prices arbitrarily high compared to the true cost of medical care. The greater cost of services in the United States contributes to increased healthcare costs. In addition to what is covered by insurance, services may include laboratory testing and doctor costs. However, private insurance lets you pick your own doctors and healthcare strategy. The patient may then decide which doctors to see and can seek out specific experts if desired. But under a publicly funded healthcare system, you'd have to accept the government's chosen provider. Results Life expectancy Compared to the United States, Australia consistently has a higher life expectancy. According to recent statistics, Australians expectancy is an average of 83.9 years, whereas Americans can anticipate to live for 78.8. Access to care, care quality, and socioeconomic determinants of health are all possible explanations for this discrepancy. Mortality rates Overall, Australia has lower mortality rates than the U.S. This includes both overall mortality rates and particular causes of death, including cardiovascular diseases and certain types of
5 cancer. The Australian healthcare system emphasizes preventive care, public health initiatives, and early detection. Procedure costs In the U.S., healthcare costs, including procedure costs, are significantly higher than in Australia. The U.S. healthcare system operates within a predominantly private insurance-based model, which often leads to higher prices for medical procedures, hospital stays, and medications. On the contrary, Australia has a mixed public-private system that incorporates government subsidies and regulation, leading to lower procedure costs. Infant mortality rates Australian infant mortality is lower than U.S. Australian prenatal care, competent healthcare staff, and improved public health measures improve baby healthcare outcomes (Sarah, 2013). In contrast, the U.S. struggles with higher infant mortality rates, partly because of disparities in access to healthcare services, racial disparities, and socioeconomic factors. Uninsured rates The U.S. has higher ratio of uninsured citizens than Australia. As of 2021, around 8.8 percent of U.S Citizens were uninsured. In Australia, the system offers universal coverage through Medicare, ensuring that most of the population has access to healthcare services. Citizen's medical debt Medical debts are a significant issue in the U.S., with most people and families experiencing hardships because of healthcare expenses. In Australia, while people may incur out-of-pocket costs, the government subsidies and Medicare system significantly mitigate the financial burden on citizens. Ease of access
6 Australia's healthcare system generally offers a better ease of access to care than the U.S. Australians have the right to access healthcare services, and waiting times for elective procedures are shorter; the U.S. system, with its reliance on private insurance, may lead to barriers to access such as limited provider networks, high costs, and administrative complexities. Quality of care/ wait times Both countries have relatively high-quality healthcare systems but have different wait times for particular procedures. While Australia has shorter wait times for elective procedures, the U.S. has shorter wait times for specialized procedures and access to cutting-edge medical technologies /
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7 References Coopersmith, C. M., Wunsch, H., Fink, M. P., Linde-Zwirble, W. T., Olsen, K. M., Sommers, M. S., Deutschman, C. S. (2012). A comparison of critical care research funding and the financial burden of critical illness in the United States*. Critical Care Medicine,40(4), 1072-1079. doi:10.1097/ccm.0b013e31823c8d03 Dixit, S. K., & Sambasivan, M. (2018). A review of the Australian healthcare system: A policy perspective. SAGE Open Medicine,6, 205031211876921. doi:10.1177/2050312118769211 Sarah E. Boslaugh. (2013). Health Care Systems Around the World: A Comparative Guide. SAGE Publications, Inc.