Quiz_ Individual Investors_ UGBA 135 & MBA 296 - Personal Financial Management (Spring 2024)
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Quiz: Individual Investors Due Apr 21 at 11:59pm
Points 11
Questions 11
Available until May 5 at 11:59pm
Time Limit None
Allowed Attempts Unlimited
Instructions
Attempt History
Attempt
Time
Score
LATEST
Attempt 1
4 minutes
11 out of 11
Correct answers are hidden.
Score for this attempt: 11 out of 11
Submitted Apr 21 at 8:58pm
This attempt took 4 minutes.
Question 1
1 / 1 pts
Earn more
Diversify better
Trade more frequently
Question 2
1 / 1 pts
CAUTION: re-taking the quiz after the deadline will mark the quiz as "late" and a late penalty will be
assessed.
If you are looking for additional practice after the deadline, please take the practice version of the
quizzes instead.
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Overconfident traders tend to
In a study of individual investors with accounts at a discount brokerage firm, Professor Odean compared
the performance of stocks the investors bought to those they sold over the 12 months following the
The stocks the investors bought underperformed the stocks they sold by an average of about 3 percentage points
before accounting for the costs of commissions.
The stocks the investors bought outperformed the stocks they sold by an average of about 3 percentage points after
accounting for the costs of commissions.
The stocks the investors bought underperformed the stocks they sold by an average of about 3 percentage points after
accounting for the costs of commissions.
The stocks the investors bought outperformed the stocks they sold by an average of about 3 percentage points before
accounting for the costs of commissions.
Question 3
1 / 1 pts
Women traded more actively than men and outperformed a buy-and-hold strategy.
Men traded more actively than women and underperformed a buy-and-hold strategy.
Women traded more actively than men and underperformed a buy-and-hold strategy.
Men traded more actively than women and outperformed a buy-and-hold strategy.
Question 4
1 / 1 pts
Many houses being damaged in the same earthquake.
A woman leaves her expensive diamond earrings on the night stand at a cheap hotel because she knows the earrings
are insured.
A young man who has does not have health insurance finds out that he needs to have expensive medically necessary
surgery in the next year, therefore he signs up for health insurance at the next open enrollment period (i.e., the next
opportunity).
Question 5
1 / 1 pts
transaction. He found:
In a study of men and women who were investors at a discount brokerage, Professor Odean and his co-
author Brad Barber found:
Which of the following is an example of moral hazard?
Which of the following is an example of adverse selection?
Many houses being damaged in the same earthquake.
A woman leaves her expensive diamond earrings on the night stand at a cheap hotel because she knows the earrings
are insured.
A young man who has does not have health insurance finds out that he needs to have expensive medically necessary
surgery in the next year, therefore he signs up for health insurance at the next open enrollment period (i.e., the next
opportunity).
Question 6
1 / 1 pts
A woman leaves her expensive diamond earrings on the night stand at a cheap hotel because she knows the earrings
are insured.
Many houses being damaged in the same earthquake.
A young man who has does not have health insurance finds out that he needs to have expensive medically necessary
surgery in the next year, therefore he signs up for health insurance at the next open enrollment period (i.e., the next
opportunity).
Question 7
1 / 1 pts
True
False
Question 8
1 / 1 pts
True
False
Question 9
1 / 1 pts
Which of the following is an example of correlated risks?
Relative to their opportunities, most individual investors are more likely to sell a stock that has gone
down in value since they bought it than a stock that has gone up. Individual investors tend to be on the buy side of the market for stocks that catch their attention.
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True
False
Question 10
1 / 1 pts
Poor advice from financial advisors
Commissions
Poor stock selection
Poor market timing
A tax on trading
Question 11
1 / 1 pts
True
False
Quiz Score: 11 out of 11
According to one class video, over half of the new money flowing into mutual funds each year goes to
the funds in the top 20% of fund performance the previous year. In the study of Taiwanese individual investors discussed in the videos, which of the following was not
given as a reason why Taiwanese individual investors as a group underperform in the stock market:
Most people have a better intuitive grasp of probability than of quantities.
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Question A
Use linear interpolation to determine the interest rate j4 at which deposits of $275 at the end of every 3-months will be accumulated to $4780 in 4 years. .
Answer: % .
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DETAILS
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You deposit $850 in an account paying an annual simple interest rate of 7.8%. Find the future value of the investment (in dollars) after 1 year.
DETAILS
MY NOTES
Calculate the simple interest due (in dollars) on a 40-day loan of $1,600 if the annual interest rate is 9%. (Use 360 days in 1 year.)
$
DETAILS
MY NOTES
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SIM ?
11:00 AM
A elearning.ju.edu.jo
The future value of $200 received
today and deposited at 8 percent
compounded semi-annually for
three years is
Select one:
a. $352
b. $158
C. $253
d. $380
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2. Use the worksheet tab Problem 2 A-FV Retirement and
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Overview
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PFR Final Exam
01-10 11
Question 43
Paying the minimum amount every month on a credit card will
Your answer:
pay a large percentage of the total amount owed every month
make the final amount paid substantlally higher than the amount initlally charged
O Help the cardholder create a plan for paying off a credit card in a decent amount of time.
Allow the card holder to avoid paying any interest charges.
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1.
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2.
3.
Loan amount to be repaid (PV)
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4.
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8.00%
6.
7.
a. Setting up amortization table
Formula
8.
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#N/A
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Question 1
What is the Payback Period for the following investment?
Year
1
2
3
4
5
O a. 3.77
Ob. 3.73
Oc. 3.89
Od. 3.96
Cash Out
$ (1,600,000)
(710,000)
Cash In
550,000
580,000
610,000
640,000
670,000
A Moving to the next question prevents changes to this answer.
000
900
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F3
F4
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E3
A
2 Month
3 January
February
March
Sales
6-Month average
B
Qfx
$81,000.00
$80,000.00
$88,000.00
$92,000.00
$110,000.00
$108,000.00
5
6 April
7 May
8 June
9
10
11
12
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14 $1000 Fixed Fee, 1% commission
15 $2000 Fixed Fee, 0.5% commission
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ccounting | Spring 2023
uiz
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Chapter 9 Quiz
OA. $18,200
OB. $18,800
OC. $17,500
O D. $20,300
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Question 5 of 10
X G At year-end, Snow
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kara harper 04/09/23 10:36 AM
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Buddy Company uses the allowance method to account for uncollectible receivables. At the beginning of the year,
Allowance for Bad Debts had a credit balance of $800. During the year Buddy wrote off uncollectible receivables of
$2,100. Buddy recorded Bad Debts Expense of $2,800. Buddy's year-end balance in Allowance for Bad Debts is
$1,500. Buddy's ending balance of Accounts Receivable is $20,300. Compute the net realizable value of Accounts
Receivable at year-end.
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Appendix F - HW Question 5 of 5 - View Policies Show Attempt History Current Attempt in Progress Your answer is incorrect. Patricia Quick made an investment of $7,909.96. From this investment, she will receive $1, 100 annually for the next
15 years starting one year from now. Click here to view the factor table What rate of interest will Patricia's investment be earning for her? (Hint: Use Table 4.) (For calculation purposes, use 5 decimal places as displayed in the factor table
provided. Round answer to 0 decimal places, e.g. 25 %.) Qate of interest %
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Accept if the discounted payback period is less than some prescribed number of years.
Discount the cash flows using the discount rate.
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Determine the discounted payback period.
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Assignment - 11. Quiz: Savings Accounts
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Which functions denotes the value of a car loan that accrues 18% annual simple interest for t years?
Of (t) = 10000 + 120t
Og(x) = 10000 + 12t
Oh(x) = 12000t
Ok (x) = 10000 1.12t
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- Crop a question SIM ? 11:00 AM A elearning.ju.edu.jo The future value of $200 received today and deposited at 8 percent compounded semi-annually for three years is Select one: a. $352 b. $158 C. $253 d. $380 Previous page Next page Quiz navigation 4. 6. Finish attempt. Go Time left 0:19:14 IIarrow_forward2. Use the worksheet tab Problem 2 A-FV Retirement and Problem 2 B -PV Invest K File 6 7 ñ Paste K11 16 17 18 Book1 - Excel Clipboard Home Insert Calibri X Dr- Ready B I U 89- Draw Page Layout Formulas Data Review View == 28 M =100- Font 2 Return Rate 3 Investment Duration in Years 4 Amount Invested Future Investment Value fx One-Time Investment Scena Return Rate 9Investment Duration in Years 10 Monthly Payroll Deduction 11 Company Match 12 Monthly Investment 13 Current Balance 14 Future Investment Value 15 Sheet1 11 A A A- Retirement Plan Scenario Sheet2 Accessibility: Investigate D O AI 19 9 Return Rate = 5.500% 13 7500 Alignment 4.500% 35 500 50% 750 $10,000.00 19 D O Search General - $ % 9 68 28 Number Automate Help Acrobat Conditional Formatting W Format as Table Cell Styles - Styles Goal seek Future Savings Value at $20,000 Future Savings Value at $25,000 Insert Delete Format - Cells G O dating FS Sensitivity Retirement plan Goal Seek Solution by changing Return Rate-Goal seek…arrow_forwardanswer for 9arrow_forward
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