FIN 534

You invest $9000 in an account that pays simple interest of 2% for 13 years. What is the interest you will have at the end of the indicated period?

Exercise 1. Compute the annual interest, total interest and the amount to be received or paid at the end of the term for each scenario using a simple interest assumption: 1. You invested P28,000 in govemment securities that yields 5% annually for three years. 2. Your mother obtained a car loan for P900,000 with an annual rate of 12% for 5 years. 3. You deposited P10,000 from the savings of your daily allowance in a time deposit account with your savings bank at a rate of 1.5% per annum. This will mature in 6 months. Exercise 2. Using the situations provided in Exercise 1, compute the annual interest, total interest and amount to be received or paid at the end of the term of each scenario using a compound interest ass 1. You invested P28,000 in govemment securities that yields 5% annually for three years. 2. Your mother obtained a car loan for P900,000 with an annual rate of 12% for 5 years. 3. You deposited P10,000 from the savings of your daily allowance in a time deposit account with…

One can solve for payments (PMT), periods (N), and interest rates (1) for annuities. The easiest way to solve for these variables is with a financial calculator or a spreadsheet. Quantitative Problem 1: You plan to deposit $2,100 per year for 4 years into a money market account with an annual return of 3%. You plan to make your first deposit one year from today. a. What amount will be in your account at the end of 4 years? Do not round intermediate calculations. Round your answer to the nearest cent. $ b. Assume that your deposits will begin today. What amount will be in your account after 4 years? Do not round intermediate calculations. Round your answer to the nearest cent. $ Quantitative Problem 2: You and your wife are making plans for retirement. You plan on living 25 years after you retire and would like to have $95,000 annually on which to live. Your first withdrawal will be made one year after you retire and you anticipate that your retirement account will earn 12% annually. a.…

Provide step by step manula solution, formula, and diagram.  An investor have a projected surplus income of P1000 per year which he plans to place in a bank which offers an interest of 18% per annum for time deposit over 5 years. Compute how much shall the investor collect at the end of 13 years

Find the interest rates earned on each of the following. Round your answers to the nearest whole number. a. You borrow $680 and promise to pay bạck $782 at the end of 1 year. % b. You lend $680, and the borrower promises to pay you $782 at the end of 1 year. c. You borrow $82,000 and promise to pay back $116,712 at the end of 9 years. % d. You borrow $20,000 and promise to make payments of $6,687.60 at the end of each year for 5 years. %

Find the interest rates earned on each of the following:a. You borrow $720 and promise to pay back $792 at the end of 1 year.b. You lend $720 and the borrower promises to pay you $792 at the end of 1 year.c. You borrow $65,000 and promise to pay back $98,319 at the end of 14 years.d. You borrow $15,000 and promise to make payments of $4,058.60 at the end of each year for 5 years.

Find the interest rates earned on each of the following. Round your answers to the nearest whole number. a. You borrow $700 and promise to pay back $777 at the end of 1 year. % b. You lend $700 and the borrower promises to pay you $777 at the end of 1 year. % c. You borrow $88,000 and promise to pay back $550,376 at the end of 15 years. % d. You borrow $20,000 and promise to make payments of $6,687.60 at the end of each year for 5 years. %

Answer the given question with a proper explanation and step-by-step solution. Please provide the answer using the math tool otherwise I give the downvote.

What would be the capital gain or loss for this general accounting question ?

Find the interest rates earned on each of the following: A. You borrow $700 and promise to pay back $749 at the end of 1 year B. You lend $700 and the borrower promises to pay you back $749 at the end of 1 year C. You borrow $85,000 and promise to pay back $201,229 at the end of 10 years D. You borrow $9,000 and promise to make payments of $2,684.80 at the end of each year for 5 years

You made an investment of $8,500 into an account that paid you an annual interest rate of 4.2 percent for the first 8 years and 8.6 percent for the next 14 years. What was your annual rate of return over the entire 22 years?Multiple Choice6.40 % 7.75 % 6.28 % 6.98 % 5.58%

Time value of money practice problems.  How would you solve these using a financial calculator?   What values would you enter for N, I/YR, PV, PMT, and FV ? *assume coporate bonds pay 2x annually and have a FV on $1000 b) What is the PV of a 20-year corporate bond issued 5 years ago paying a 5% interest rate when similar bonds today pay 4.5%?

K Suppose you receive $500 at the end of each year for the next three years. a. If the interest rate is 7%, what is the present value of these cash flows? b. What is the future value in three years of the present value you computed in (a)? c. Suppose you deposit the cash flows in a bank account that pays 7% interest per year. What is the balance in the account at the end of each of the next three years (after your deposit is made)? How does the final bank balance compare with your answer in (b)? a. The present value of the cash flow is $ (Round to the nearest cent)

9 Suppose you invested $500 in a local credit union and: f(t) gives the future value of the investment in t years, if the APR is 2% and interest is compounded quarterly. • g(t) gives the future value of the investment in t years, if the APR is 2% and interest is compounded monthly. h(t) gives the future value of the investment in f years, if the APR is 2% and interest is compounded continuously. a. Write a function rule for f(t). For g(t). For h(t). Then describe how the rules are similar and how they are different. b. Based on your understanding of exponential growth, describe how the graphs of f(t), g(t), and h(t) are similar, and how they are different. c. On the same coordinate grid, use algebraic reasoning to sketch graphs of the three functions. .

Give typing answer with explanation and conclusion

Question 1   You borrow $50,000 for 5 years. This is an amortized load, meaning that payments are the same each month, and the loan is fully paid off with final payment. The quoted interest rate (or APR) is 12% per year.   What is the beginning balance, Payment, Interest, Principal and Ending Balance in months 10 and 25?   Enter all the necessary information in an Excel spreadsheet as the example in class, by entering the right formulas in each column.   Also copy and paste the final table from Excel in a word document and attach it with your answer.

For questions below, make sure to write down the formulas you use and explain your calculations. 1. Suppose you take out a fixed payment loan of £1000 for 5 years. You will repay it in annual installments. Calculate the fixed payment if you know the interest on the loan is 5%. 2. Suppose you require a 10% return on your investments while purchasing a stock that is currently trading at $50. The company is believed to pay out dividends of $5 per share in the next two years. What is the lowest value of expected stock price 2 years from now that would make you willing to purchase the stock asuming you want to sell it at that time? Calculate the yield-to-maturity on a coupon bond that has a 5% annual coupon rate and face value F = $100 due in 2 years from now if the bond is currently traded at price $105. 3. Suppose the current 1-year discount rate on US government bonds is 3% and the 2- year rate is at 6%. What is the implied expected 1-year rate next year, assuming the expectations 4.…

< A friend asks to borrow $51 from you and in return will pay you $54 in one year. If your bank is offering a 6.2% interest rate on deposits and loans: a. How much would you have in one year if you deposited the $51 instead? b. How much money could you borrow today if you pay the bank $54 in one year? c. Should you loan the money to your friend or deposit it in the bank?

You just borrowed $490,000 for a mortgage on your new home. The mortgage has a 30​-year term with monthly payments and an APR of 6.96%. a. How much will you pay in​ interest, and how much will you pay in​ principal, during the first​ year?       Question content area bottom Part 1 a. How much will you pay in​ interest, and how much will you pay in​ principal, during the first​ year?   ​Principal: ​$enter your response here. ​(Round to the nearest​ dollar.)   ​Interest: ​$enter your response here. ​(Round to the nearest​ dollar.)

The Time Value of Money & Bond ValuationYou have just been employed as an investment analyst in an investment bank. You took over from someone who left with a number of issues that need answers. The issues are itemized below:a) A client just deposited ¢7,000,000 in one of your investment funds which is currently earning 8% return. The bank has advised the client to deposit an additional ¢4,000,000 at the end of each of the next three years. The client would like to know how much the total amount in this investment will be in three years’ time. ​​​ b) A client has been offered an investment product which requires that he pays ¢200,000 in one year, ¢400,000 the next year, ¢600,000 the year after, and ¢800,000 at the end of the following year. The client could have earned 12% on similar investments being offered on the market but has decided to take your firm’s offer. How much is this investment worth today assuming the client proceeds to invest? ​​​​​c) Agrippa holds two bonds; a…

PROBLEM (1-4) (A) If you want to have $250 in 5 years and you can earn an annual return of 7%, how much must you invest today? Be sure to use cell references and make sure that your answer appears as a positive value. (B) If you make a one-time deposit today of $800 you can earn 10% per year, how much would you have in your account after 15 years? Be sure to use cell references and remember that deposits from you are outflows. (C) If your investment of $1,254 declined to $435 in 6 years, what compounded annual rate of return would you have earned? Be sure to use cell references and to convert your answer to a percent rounded to two places after the decimal point. (D) If you can earn 5% per year, precisely how many years would it take for your investment of $450 to turn into $1,200? Be sure to use cell references and display your answer rounded to two places after the decimal point. TIME VALUE OF MONEY: LUMP SUMS PV FV r n (A) (B) (C) (D)

Suppose you want to borrow $90,000 and you find a bank offering a 20-year loan with an APR of 5%. a. Find your regular payments if you pay n = 1, 12, 26, 52 times a year. b. Compute the total payout for each of the loans in part (a). c. Compare the total payouts computed in part (b). a. The payment for n = 1 would be $ The payment for n = 12 would be $ The payment for n = 26 would be $ The payment for n= 52 would be $ (Do not round until the final answer. Then round to the nearest cent as needed.)

This morning, you borrowed $14,700 at an APR of 8.9 percent. If you repay the loan in one lump sum three years from today, how much will you have to repay? $15,514.47 $18,984.58 O $19,022.33 $15,324.60 O None of these answers are correct

Give typing answer with explanation and conclusion    Find the interest rate (or rates of return) in each of the following situations. Do not round intermediate calculations. Round your answers to the nearest whole number.   You borrow $740 and promise to pay back $814 at the end of 1 year.   %   You lend $740 and receive a promise to be paid $814 at the end of 1 year.   %   You borrow $60,000 and promise to pay back $171,156 at the end of 8 years.   %   You borrow $11,000 and promise to make payments of $3,359.50 at the end of each of the next 5 years.   %

Please explain part b of the question  step by step through formula, not excel

Suppose that you borrow $200,000 in the form of a 12-year loan with an annual interest rate of 6% with monthly payments and monthly compounding. How much principal will you pay in the last year of the loan? Please describe how to solve using a financial calculator thank you.

Jenny puts $200 into a savings account today, the account pays an annual interest rate of 5%, but compounded semiannually, and you withdraw $100 after 6 months.  What would your ending balance be 20 years after the initial $100 deposit was made?       m Nper (or N) =n*m Rate (or I/Y)=i/m PV PMT FV   Identify variables and use excel